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Complete Home Loan Investment Variable LVR 70-80%

Complete Home Loan Investment Variable LVR 70-80%

Home loansBank updated 16 Oct 2026

At a glance

Variable (investor P&I)
6.59%
Max LVR
91%
Features
offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.59%Every other institution's lowest, 103 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR6.59%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions48th lowest of 104, level with 8 others

Rates

The one rate Bank First Production publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, P&I-70–80% LVR6.59%6.64%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
17 Oct 2026Variable, Investment, P&I, 70–80% LVR6.34%6.59%up 0.25

Each change is logged the night it appears in the rates Bank First publishes. See how every lender answered the RBA on the rate tracker.

Fees

3 fees published, grouped by when they're charged.

  1. When you take it out$595Settlement Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$395Discharge Of Mortgage Fee

When you take it out1

  • Settlement Fee

    Costs associated with processing the documentation and settlement of the loan

    $595

If a payment is late or fails1

  • Arrears Fee

    Applies when a loan is 7 and 30 calendar days in arrears

    $20 7 days after it's due

When you close it or pay it off1

  • Discharge Of Mortgage Fee

    $395.00 per Title.

    $395

Features

Offset accountRedrawExtra repaymentsPayIDDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
  • Maximum LVR 91%
  • Available to members only.

Published by Bank First under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.