CENTRAL WEST CREDIT UNION LTD
Smart Investment Home Loan
Take advantage of our low rates and personal service to buy your investment property with confidence.
Home loansBank updated 23 Apr 2026
At a glance
- Variable (investor P&I)
- 7.46%
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableSecured by mortgage over Residential property | Investment · P&I | — | — | 7.46% | 7.52% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| MORTGAGE_DISCHARGE_FEE | Exit | $536 | — | Discharge fees are paid on discharge |
| SMART_HOME_LOAN_ESTABLISHMENT_FEE | Upfront | $822 | — | Establishment fees paid on funding (Includes Mortgage Registration Fee) |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · Maximum term 30 years
- · Split Loan Allowed
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident only
- · Maximum LVR 80%
- · Minimum balance $10,000
- · Maximum LVR of 85% subject to Lenders Mortgage Insurance approval
§ 05 — Compare
§ 06 — Run the numbers
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Published by Central West CUL under the Consumer Data Right, last changed by them on 23 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.