The Finance Algorithm
Gateway Bank

Allium Money Premium Inv

Allium Money Premium Inv

Home loansBank updated 23 Sept 2026
At a glance
Variable (investor P&I)
6.54%
Max LVR
80%
Annual fee
$299
Features
offset, redraw, extra repayments
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableAllium Money Premium Inv - <= 80% LVRInvestment · P&I6.54%6.54%
§ 02 — Fees · 6
FeeTypeAmountWhenNotes
Cheque Withdrawal FeeEvent$10
QuickDebit Dishonour FeeEvent$15
Switch FeeEvent$150
Premium Annual Package FeePeriodic$299Every 1 yrThe discount is only available during an introductory period
Premium Annual Package FeeUpfront$299
Split FeeUpfront$99
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
  • · Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Amount $150,000 to $2,000,000
  • · Maximum LVR 80%

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.