LCU
Property Investment Mortgage Interest Only 2 years
Interest Only - Investment - 2 Year Fixed
Home loansBank updated 16 June 2026
At a glance
- Variable (investor P&I)
- 6.50%
- Max LVR
- 95%
- Features
- redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment · Interest only | 2 yrs fixed | — | 6.74% | — | — |
| Variable | Investment · P&I | — | — | 6.50% | 6.57% | — |
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| CONSENT_FOR_A_SECOND_MORTGAGE | Cash advance | Varies | — | — |
| LAND_TITLE_SEARCH | Cash advance | Varies | — | — |
| LENDERS_MORTGAGE_INSURANCE | Cash advance | Varies | — | — |
| MORTGAGE_DISCHARGE_SOLICITORS_FEE | Cash advance | Varies | — | — |
| OTHER_CERTIFICATES_AND_REPORTS | Cash advance | Varies | — | — |
| PEXA_ELECTRONIC_LODGEMENT_FEE | Cash advance | Varies | — | — |
| REGISTRATION_FEES | Cash advance | Varies | — | — |
| SOLICITORS_FEES | Cash advance | Varies | — | — |
| VALUATION_FEE | Cash advance | Varies | — | — |
| CONTRACT_VARIATION_FEE | Event | $200 | — | — |
| MORTGAGE_DISCHARGE_FEE | Event | $200 | — | — |
| RTGS_TRANSFER_FEE | Transaction | $15 | — | — |
| LOAN_APPLICATION_FEE | Upfront | $200 | — | — |
§ 03 — Features
RedrawExtra repaymentsInstant paymentsPayIDDigital bankingUnlimited transactions
- · Automatic Repayments can be set up from salary, LCU account, or external account
- · Flexible repayments. Weekly, fortnightly or monthly
- · No ongoing Fees. No annual, monthly or weekly fees
- · Interest calculated daily and applied monthly
- · Repayment type Interest Only
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: At least one borrower must be an Australian resident.
- · Employment: Income required to service loan. Applicant must meet LCU lending criteria
- · Available to individuals
- · Amount $50,000 to $3,000,000
- · Maximum LVR 95%
- · Security on Australian Residential Property (1st mortgage)
- · 2 year
- · Maximum loan term. Loan will be renegotiated at the end of the term - max 30 years.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Laboratories Credit Union under the Consumer Data Right, last changed by them on 16 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.