The Finance Algorithm
Mezy Assets Pty Ltd t/as Mortgage Ezy logoMezy Assets Pty Ltd t/as Mortgage Ezy

Propel Non Resident

Mortgage Ezy Propel Non-Resident residential investment mortgage for eligible non-resident borrowers, available under Full Documentation.

Also sold at the same rates and fees as Mortgage Ezy.

Home loansLender updated 2 Sept 2026

At a glance

Variable (investor P&I)
7.69%
Max LVR
80%
Annual fee
$499
Features
offset

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 8.09%Every other institution's lowest, 101 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR8.09%5.69%AAA Financial Corporation's Portfolio Loan6.58%of 102 institutions99th lowest of 102

Rates

Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 8 in all.

Variable rate by LVR

Investment, principal and interest, the lowest rate published for each band of the loan's share of the property's value

  1. ≤65%7.69%
  2. 65–70%7.79%
  3. 70–75%7.99%
  4. 75–80%8.09%
Variable rate for the band
TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only-≤65% LVR, $100,000–$2,000,0007.89%-Available under Full Documentation.
VariableInvestment, Interest only-65–70% LVR, $100,000–$2,000,0007.99%-Available under Full Documentation.
VariableInvestment, Interest only-70–75% LVR, $100,000–$2,000,0008.19%-Available under Full Documentation.
VariableInvestment, Interest only-75–80% LVR, $100,000–$2,000,0008.29%-Available under Full Documentation.
VariableInvestment, P&I-≤65% LVR, $100,000–$2,000,0007.69%8.22%Available under Full Documentation.
VariableInvestment, P&I-65–70% LVR, $100,000–$2,000,0007.79%8.31%Available under Full Documentation.
VariableInvestment, P&I-70–75% LVR, $100,000–$2,000,0007.99%8.51%Available under Full Documentation.
VariableInvestment, P&I-75–80% LVR, $100,000–$2,000,0008.09%8.61%Available under Full Documentation.

Fees

7 fees published, grouped by when they're charged.

  1. When you take it outUp to $4992 fees, each listed below
  2. While you hold it$499 a yearAnnual Fee
  3. When you close it or pay it offFrom $550Discharge Fee

When you take it out2

  • Application Fee

    Application fee $499. Excludes GST.

    $499
  • Risk Fee

    Risk fee 1.00% of loan amount applies at all LVRs up to 80% for Non Resident loans. Excludes GST.

    1.00% of balance

While you hold it1

  • Annual Fee

    Annual fee $499. Excludes GST.

    $499 a year

When particular things happen3

  • Funder's Legal Fee

    Legal fee from $400 plus disbursements. Does not cover government charges. Excludes GST.

    From $400
  • Settlement Fee

    No settlement fee. Excludes GST.

    No fee
  • Valuation Fee

    Valuation fees at cost, minimum $250. Minimum $50 cancellation fee per security. Excludes GST.

    From $250

When you close it or pay it off1

  • Discharge Fee

    Discharge fee from $550 plus agent costs. Excludes GST.

    From $550

Features

Offset account
  • Interest Only repayments are available for up to 5 years, then reverting to Principal and Interest.

Eligibility and limits

  • Residency: Non-resident applicants
  • Amount $100,000 to $2,000,000
  • Maximum LVR 80%
  • Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. O…
  • Maximum loan term 30 years.
  • Full Documentation: PAYG — 2 recent payslips; Self-Employed — 1 year tax return and NOA. Overseas Credit Report required.
  • Eligible borrower structures include individuals, Australian-domiciled companies and trusts. The loan purpose must be investment.
  • Category 3 postcodes are not eligible.

Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.