The Finance Algorithm
Transport Mutual Credit Union Ltd logoTransport Mutual Credit Union Ltd

REFI SPECIAL INVESTMENT

REFI SPECIAL INVESTMENT

Home loansBank updated 23 June 2026

At a glance

Variable (investor P&I)
6.49%
Features
offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.49%Every other institution's lowest, 103 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR6.49%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions26th lowest of 104, level with 14 others

Rates

The one rate Transport Mutual Credit Union Ltd publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, P&I--6.49%6.59%-

Fees

11 fees published, grouped by when they're charged.

When you take it out2

  • HOME_LOAN
    $395
  • LEGAL_FEE_MORTGAGE_DOCUMENTS
    100.00% of transaction

When you make a transaction7

  • AGENT_SOLICITOR_COLLECTION_COSTS
    100.00% of transaction
  • DISCHARGE_FEE
    100.00% of transaction
  • LAND_TITLES_OFFICE_REGISTRATION_FEES
    100.00% of transaction
  • SETTLEMENT_AGENT_FEES
    100.00% of transaction
  • SOLICITOR_FEES_FOR_PREPARATION_OF_INTERSTATE_MORTGAGES
    Varies
  • VALUATION_FEE
    100.00% of transaction
  • DEFAULT_NOTICE
    $55

When particular things happen2

  • ARREARS_FEE-ARREARS_FEE_LETTER_2
    $25
  • ARREARS_FEE
    $10

Features

Offset accountRedrawExtra repayments

Eligibility and limits

  • Available to individuals
  • Amount from $10,000, no maximum

Published by TMCU under the Consumer Data Right, last changed by them on 23 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.