The Finance Algorithm
At a glance
Base rate
0.01%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable0.01%paid every 1 mo
§ 02 — Fees · 27
FeeTypeAmountWhenNotes
BANK_AUDIT_CERTIFICATE_FEEEvent$30
CARD_REPLACEMENT_FEEEvent$10
CORPORATE_CHEQUE_FEEEvent$2
DISHONOUR_FEE.Event$10
ELECTRONIC_PAYMENT_TRACEEvent$30
INACTIVE_ACCOUNT_FEEEvent$20
OVERDRAWN_ACCOUNT_FEEEvent$10
SPECIAL_CHQ_CLEARANCEEvent$20
STATEMENT_REQUESTEvent$2
STOP_PAYMENTEvent$5
SWIFT_INWARD_TRANSFEREvent$10
SWIFT_OUTWARD_PAYMENTEvent$15
ARCHIVE_SEARCH_FEEPayment$5050.00 per hour
LARGE_CASH_WITHDRAWALPayment0.00% of transactionPrice on Application
FOREIGN_CASHPurchase0.00% of transaction
BPAY_ONLINETransaction$0.40
DIRECT_DEBITSTransaction$0.40
INTERNATIONAL_AM_ENQUIRYTransaction$1
INTERNATIONAL_FEETransaction0.00% of transaction
NON_REDIATM_ENQUIRY/DECLINETransaction$0.60
NPP/OSKO_DEBITTransaction$0.60
REDIATM_ENQUIRY/DECLINETransaction$0.60
EFTPOS_TRANSACTION_FEEWithdrawal$0.60
INTERNATIONAL_ATM_WITHDRAWAL_FEEWithdrawal$3
NON_REDIATM_CASH_WITHDRAWALWithdrawal$0.20
OVER_COUNTER_STAFF_ASSISTEDWithdrawal$2Over counter, Cash Withdrawal, External Transfer and Bpay
REDIATM_WITHDRAWALWithdrawal$1
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Available to businesses

Published by bankWAW under the Consumer Data Right, last changed by them on 13 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.