Suncorp Bank
Business Premium Account
Easy business banking with no monthly account keeping fee and unlimited fee free transactions.
Savings & transaction accountsBank updated 22 Aug 2026
At a glance
- Base rate
- 0.01%
- Monthly fee
- $0
§ 01 — Rates · 6
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. | — | — | $1–$19,999 | 0.01% | — | paid every 1 mo |
| VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode. | — | — | $100,000–$249,999 | 0.01% | — | paid every 1 mo |
| VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode. | — | — | $20,000–$49,999 | 0.01% | — | paid every 1 mo |
| VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode. | — | — | $250,000–$499,999 | 0.01% | — | paid every 1 mo |
| VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode. | — | — | $50,000–$99,999 | 0.01% | — | paid every 1 mo |
| VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode. | — | — | $500,000+ | 0.01% | — | paid every 1 mo |
§ 02 — Fees · 27
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Coin Handling (Non-Suncorp Bank Customer) | Cash advance | 5.00% of transaction | — | 5% of total coin value |
| Business and Company Name Search | Event | No fee | — | — |
| Business Offset Linking | Event | No fee | — | — |
| Card Replacement | Event | No fee | — | — |
| Copy of personal or bank cheque | Event | $12 | — | — |
| eStatements | Event | No fee | — | — |
| Foreign Currency Bank Draft - trace request or stop payment | Event | $20 | — | — |
| Interest Certificate | Event | $10 | — | previous financial year - per certificate issued |
| Online Telegraphic Transfer sent via Global Payments | Event | No fee | — | — |
| Physical Security Token | Event | $20 | — | Suncorp Bank Secured App (soft token) available at no cost |
| Record Search/Copy Fee (cheques, records, voucher retrieval) | Event | $70 | — | per hour |
| Request for Audit Certificate | Event | $30 | — | per certificate |
| Stop Payment Request - bank cheques | Event | $15 | — | — |
| Stop payment request - Direct Debit | Event | No fee | — | — |
| Sweep Fees | Event | No fee | — | Funds Management Sweep, Insufficient Funds Sweep and Sweep Failure |
| Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request | Event | $30 | — | plus other bank's costs |
| Trace/recall of funds request - cheque, electronic payment | Event | $30 | — | — |
| Visa debit card cash advance at non-Suncorp Bank Institution | Event | $5 | — | per $1,000 advanced or part thereof |
| Visa debit cards emergency overseas card replacement | Event | $50 | — | — |
| Coin Handling (Non-Suncorp Bank Customer) | Other | 5.00% of transaction | — | 5% of total coin value |
| Non Suncorp Bank and non-atmx network ATM withdrawals & enquiries | Other | $0 | — | ATM Operator Fee |
| Account keeping fee | Periodic | No fee | Every 1 mo | No monthly account keeping fees |
| Bank@Post | Transaction | No fee | — | Fee Free - Limits apply |
| Foreign Currency Conversion Fee (Visa Debit Transactions) | Transaction | 3.00% of transaction | — | 3.0% of the converted Australian dollar transaction amount of any foreign currency transaction made or charged to your account |
| atmx by Armaguard network ATM withdrawals & enquiries | Withdrawal | No fee | — | — |
| Real Time Gross Settlements (RTGS) - outward | Withdrawal | $35 | — | — |
| Telegraphic Transfers sent - staff assisted | Withdrawal | $30 | — | — |
§ 03 — Features
Offset accountInstant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApple PayGoogle Pay
- · Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it
- · No maximum balance to earn interest
- · No minimum balance to earn interest
- · Pay $0 account keeping fees
- · Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions
- · Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases
- · Pay To is available to manage payments from an eligible bank account in Suncorp Bank App
§ 04 — Eligibility & limits
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 22 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.