Business Premium Account

Easy business banking with no monthly account keeping fee and unlimited fee free transactions.

Savings & transaction accountsBank updated 22 Aug 2026

Apply at Suncorp Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate: 0.01%
Monthly fee: $0

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 0.55%

0%0.5%1%1.5%2%2.5%3%3.5%4%to 5.4%

This account: 0.01%Every other institution's highest, 33 in all

Each institution's best interest-paying business account, base plus any bonus. One dot per institution, at its highest business savings rate anyone can apply for; hover or tap a dot for its name.

Rate	This account	Best anywhere	Typical institution	Where it sits
Business savings accountEach institution's best interest-paying business account, base plus any bonus	0.01%	5.40%Great Southern Bank Business+'s Business+ Saver	0.55%of 34 institutions	23rd highest of 34, level with 11 others

Rates

Every rate Suncorp Bank publishes for this account, 6 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis.	-	-	$1–$19,999	0.01%	-	paid every 1 mo
VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode.	-	-	$100,000–$249,999	0.01%	-	paid every 1 mo
VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode.	-	-	$20,000–$49,999	0.01%	-	paid every 1 mo
VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode.	-	-	$250,000–$499,999	0.01%	-	paid every 1 mo
VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode.	-	-	$50,000–$99,999	0.01%	-	paid every 1 mo
VariableBusiness Premium Variable Interest calculated daily and paid monthly on a tiered basis. No interest is paid when account is operating in offset mode.	-	-	$500,000+	0.01%	-	paid every 1 mo

Fees

27 fees published, grouped by when they're charged.

While you hold it1

Account keeping fee
No monthly account keeping fees
No fee

When you make a transaction6

Coin Handling (Non-Suncorp Bank Customer)
5% of total coin value
5.00% of transaction
Bank@Post
Fee Free - Limits apply
No fee
Foreign Currency Conversion Fee (Visa Debit Transactions)
3.0% of the converted Australian dollar transaction amount of any foreign currency transaction made or charged to your account
3.00% of transaction
atmx by Armaguard network ATM withdrawals & enquiries
No fee
Real Time Gross Settlements (RTGS) - outward
$35
Telegraphic Transfers sent - staff assisted
$30

When particular things happen18

Business and Company Name Search
No fee
Business Offset Linking
No fee
Card Replacement
No fee
Copy of personal or bank cheque
$12
eStatements
No fee
Foreign Currency Bank Draft - trace request or stop payment
$20
Interest Certificate
previous financial year - per certificate issued
$10
Online Telegraphic Transfer sent via Global Payments
No fee
Physical Security Token
Suncorp Bank Secured App (soft token) available at no cost
$20
Record Search/Copy Fee (cheques, records, voucher retrieval)
per hour
$70
Request for Audit Certificate
per certificate
$30
Stop Payment Request - bank cheques
$15
Stop payment request - Direct Debit
No fee
Sweep Fees
Funds Management Sweep, Insufficient Funds Sweep and Sweep Failure
No fee
Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request
plus other bank's costs
$30
Trace/recall of funds request - cheque, electronic payment
$30
Visa debit card cash advance at non-Suncorp Bank Institution
per $1,000 advanced or part thereof
$5
Visa debit cards emergency overseas card replacement
$50

Other fees2

Coin Handling (Non-Suncorp Bank Customer)
5% of total coin value
5.00% of transaction
Non Suncorp Bank and non-atmx network ATM withdrawals & enquiries
ATM Operator Fee
From $0

Features

Offset accountInstant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApple PayGoogle Pay

Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it
No maximum balance to earn interest
No minimum balance to earn interest
Pay $0 account keeping fees
Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions
Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases
Pay To is available to manage payments from an eligible bank account in Suncorp Bank App

Eligibility and limits

Available to businesses

Compare it with others

All savings & transaction accounts Other Suncorp Bank savings & transaction accounts Everything Suncorp Bank publishes

Put this product through a calculator

Published by Suncorp Bank under the Consumer Data Right, last changed by them on 22 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.