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Back to Basics Investment

Home loansBank updated 10 Oct 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Variable (investor P&I)
6.49%
Max LVR
80%
Features
redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.49%Every other institution's lowest, 103 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Investor variable home loanInvestment, principal & interest, 80% LVR6.49%5.94%AAA Financial Corporation's Portfolio Loan6.59%of 104 institutions25th lowest of 104, level with 15 others

Rates

Every rate bankWAW publishes for this home loan, 2 in all.

TypeApplies toTermBandRateComparisonConditions
IntroductoryInvestment, P&I2 yrs intro1–60% LVR6.29%6.50%-
VariableInvestment, P&I-1–80% LVR6.49%6.54%-

Rate changes

2 changes logged, newest first.

DateRateWasNowChange
12 Oct 2026Introductory, Investment, P&I, 2 yrs intro, 1–60% LVR6.04%6.29%up 0.25
12 Oct 2026Variable, Investment, P&I, 1–80% LVR6.24%6.49%up 0.25

Each change is logged the night it appears in the rates bankWAW publishes. See how every lender answered the RBA on the rate tracker.

Fees

9 fees published, grouped by when they're charged.

When you take it out1

  • LOAN_SUBSTITUTION_OF_PROPERTY_MORTGAGE_FEE
    $300

When you make a transaction4

  • LOAN_LEGAL_FEES,_VALUATIONS,_SURVEYS,_AND_SETTLEMENT_FEES
    No fee
  • LOAN_VALUATION_FEE
    No fee
  • LOAN_REDRAW_FACILITY_FEE_ONLINE
    $10
  • LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER
    $20

When particular things happen4

  • HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS
    $600
  • HOME_LOAN_TOP_UP_FEE_____EXISTING_LOAN
    $300
  • LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT

    Plus out of pocket expenses

    $250
  • LOAN_VARIATION_FEE
    $600

Features

RedrawExtra repayments

Eligibility and limits

  • Minimum age 18
  • Amount $45,000 to $3,500,000

Published by bankWAW under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.