Liberty Financial
Fresh start investment loan
Fresh start investment loans
Home loansBank updated 15 May 2026
At a glance
- Variable (investor P&I)
- 7.49%
- Max LVR
- 85%
- Annual fee
- $180
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFrom 7.49% p.a. Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. From 7.84% p.a. Comparison rates are based on… | Investment · P&I | — | — | 7.49% | 7.84% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge fee | Exit | $395 | — | — |
| Equalisation fee | Other | 0.50% of balance | — | Starting from 0.5% |
| Monthly fee | Periodic | $15 | Every 1 mo | Ongoing fee $15 per month |
| Manual redraw fee | Transaction | $50 | — | — |
| Application fee | Upfront | $995 | — | — |
| Professional investor fee | Upfront | $995 | — | Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥3 properties. |
| Settlement fee | Upfront | No fee | — | Other fees, charges and commissions may apply. |
| Valuation fee | Upfront | $330 | — | Additional valuation expenses may be payable where the anticipated security property value is >$1.5m, where the security property is in a regional location or for additional securities. |
§ 03 — Features
RedrawExtra repayments
- · Transfer funds to third party accounts
- · Unlimited Splits. $0 for loans with ≤ 4 splits. Additional fee of $495 applies for loans with > 4 splits.
- · Standard repayment option covering both principal and interest
- · Interest Only loans are subject to LVR restrictions and interest rates are higher than the advertised interest rates but for further information on this product contact us on 13 11 33.
- · Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥3 properties.
- · Repay weekly, fortnightly, monthly
- · Loan can be used for unlimited debt consolidation
- · Paid and unpaid defaults considered
- · Mortgage arrears considered
- · Past bankruptcy considered
§ 04 — Eligibility & limits
- · Residency: Australian citizen/resident
- · Employment: Self-employed & PAYG
- · Available to individuals
- · Available to businesses
- · Amount $50,000 to $10,000,000
- · Maximum LVR 85%
- · Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.