At a glance
- Variable (investor P&I)
- 7.34%
- Max LVR
- 85%
- Annual fee
- $295
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFrom 7.34% p.a. Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. From 7.61% p.a. Comparison rates are based on… | Investment · P&I | — | — | 7.34% | 7.61% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge fee | Exit | $395 | — | — |
| Professional investor fee | Other | $995 | — | — |
| Annual fee | Periodic | $295 | Every 1 yr | Ongoing annual fee $295 |
| Manual redraw fee | Transaction | $50 | — | — |
| Online redraw fee | Transaction | No fee | — | — |
| Application fee | Upfront | No fee | — | Other fees, charges and commissions may apply. |
| Settlement fee | Upfront | No fee | — | Other fees, charges and commissions may apply. |
| Valuation fee | Upfront | No fee | — | Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >1.5m, where the security property is in a regional… |
§ 03 — Features
Offset accountRedrawExtra repayments
- · Repay weekly, fortnightly, monthly
- · Unlimited Splits. $0 for loans with ≤ 4 splits. Additional fee of $495 applies for loans with > 4 splits.
- · Interest Only loans are subject to LVR restrictions and interest rates are higher than advertised interest rate. For further information on this product contact us on 13 11 33.
- · Principal and interest
- · Transfer funds to third party accounts
- · Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply.
- · Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥4 properties.
§ 04 — Eligibility & limits
- · Residency: Australian citizen/resident
- · Employment: Self-employed & PAYG
- · Available to individuals
- · Available to businesses
- · Amount $50,000 to $8,000,000
- · Maximum LVR 85%
- · Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.