Liberty Financial
Low rate investment loan
Low rate investment loans
Home loansBank updated 15 May 2026
At a glance
- Variable (investor P&I)
- 6.84%
- Max LVR
- 95%
- Annual fee
- $0
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFrom 6.84% p.a. Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. From 6.92% p.a. Comparison rates are based on… | Investment · P&I | — | — | 6.84% | 6.92% | — |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge fee | Exit | $395 | — | — |
| Professional investor fee | Other | $995 | — | Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥4 properties. |
| Annual fee | Periodic | No fee | Every 1 yr | Ongoing annual fee $0.00 |
| Manual redraw fee | Transaction | $50 | — | — |
| Application fee | Upfront | $995 | — | — |
| Settlement fee | Upfront | No fee | — | Other fees, charges and commissions may apply. |
| Valuation fee | Upfront | No fee | — | Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >1.5m, where the security property is in a regional… |
§ 03 — Features
RedrawExtra repayments
- · Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥4 properties.
- · Transfer funds to third party accounts
- · Principal and interest only
- · Repay weekly, fortnightly, monthly
§ 04 — Eligibility & limits
- · Residency: Australian citizen/resident
- · Employment: Self-employed & PAYG
- · Available to individuals
- · Available to businesses
- · Amount $100,000 to $500,000
- · Maximum LVR 95%
- · Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.