Credit Union SAVisa Credit Card
Our Visa Credit Card offers 6 months of 0% pa on balance transfers. Afterwards you’ll still enjoy a low ongoing interest rate, with the same low rate applying for all purchases and cash advances. You’ll have the ability to make fast payments with Google Pay, Apple Pay, Samsung Pay, Garmin Pay and Visa payWave. It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Visa Secure for online purchases from participating merchants and payWave. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
At a glance
- Purchase rate
- 11.99%
- Cash advance
- 11.99%
- Foreign transaction fee
- 3.00%
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 11.99% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 16th lowest of 51, level with 6 others |
Rates
Every rate Credit Union SA publishes for this credit card, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | Interest only | - | - | 11.99% | 0.00% | - |
| Purchase | Interest only | - | - | 11.99% | 0.00% | - |
| Variable | Interest only | - | - | 0.00% | 0.00% | - |
Fees
5 fees published, grouped by when they're charged.
While you hold it1
- Visa Credit Card Periodic
Annual fee is waived for any employee of the education community and students carrying out studies in education and eligible family members(these are parents, children, grandparents, grandchildren, s… Annual fee is waved for any employee at SA Power Network
$59
When you make a transaction1
- TransactionNo fee
When particular things happen3
- Arrears$15
- Currency Conversion3.00% of transaction
- Lost VISA Card
Payable when you lose or misplace your VISA Card and we need to order you a new card
$10
Features
- Round-ups (destination account)
- Lock, block and control your card
- Business Banking can be attached to the product
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Amount $1,000 to $20,000
Compare it with others
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.