Visa Credit Card
Our Visa Credit Card offers 6 months of 0% pa on balance transfers. Afterwards you’ll still enjoy a low ongoing interest rate, with the same low rate applying for all purchases and cash advances. You’ll have the ability to make fast payments with Google Pay, Apple Pay, Samsung Pay, Garmin Pay and Visa payWave. It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Visa Secure for online purchases from participating merchants and payWave. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
- Purchase rate
- 11.99%
- Cash advance
- 11.99%
- Foreign transaction fee
- 3.00%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | Interest only | — | — | 11.99% | 0.00% | — |
| Purchase | Interest only | — | — | 11.99% | 0.00% | — |
| Variable | Interest only | — | — | 0.00% | 0.00% | — |
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears | Event | $15 | — | — |
| Currency Conversion | Event | 3.00% of transaction | — | — |
| Lost VISA Card | Event | $10 | — | Payable when you lose or misplace your VISA Card and we need to order you a new card |
| Visa Credit Card Periodic | Periodic | $59 | — | Annual fee is waived for any employee of the education community and students carrying out studies in education and eligible family members(these are parents, children, grandparents, grandchildren, s… Annual fee is waved for any employee at SA Power Network |
| Transaction | Transaction | No fee | — | — |
- · Round-ups (destination account)
- · Lock, block and control your card
- · Business Banking can be attached to the product
- · Minimum age 18
- · Residency: Australian citizen or permanent resident
- · Amount $1,000 to $20,000
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.