At a glance
- Purchase rate
- 10.49%
- Cash advance
- 17.99%
- Annual fee
- $48
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 10.49% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 8th lowest of 51 |
Rates
Every rate First Option Bank publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | - | - | - | 17.99% | - | - |
| Purchase | - | - | - | 10.49% | - | - |
Fees
One fee published, grouped by when they're charged.
While you hold it1
- CREDIT_CARD_ANNUAL_FEE
Credit Card Annual Fee
$48 a year
Features
Instant paymentsDigital bankingGoogle, Apple Pay, Samsung Pay
Eligibility and limits
- Minimum age 18
- Residency: Australian Residents
- Available to individuals
- Amount from $500, no maximum
Compare it with others
Put this product through a calculator
Published by First Option Bank under the Consumer Data Right, last changed by them on 2 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.