At a glance
- Purchase rate
- 10.49%
- Cash advance
- 17.99%
- Annual fee
- $48
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | — | — | — | 17.99% | — | — |
| Purchase | — | — | — | 10.49% | — | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| CREDIT_CARD_ANNUAL_FEE | Periodic | $48 | Every 1 yr | Credit Card Annual Fee |
§ 03 — Features
Instant paymentsDigital bankingGoogle, Apple Pay, Samsung Pay
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents
- · Available to individuals
- · Amount $500 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by First Option Bank under the Consumer Data Right, last changed by them on 2 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.