The Finance Algorithm

At a glance

Purchase rate
13.45%
Cash advance
13.45%

How it compares

This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This credit card: 13.45%Every other institution's lowest, 50 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest credit card purchase rate anyone can apply for; hover or tap a dot for its name.

RateThis credit cardBest anywhereTypical institutionWhere it sits
Any credit cardOngoing purchase rate, not introductory offers13.45%7.49%Unity Bank's Low Rate Visa Credit Card12.49%of 51 institutions32nd lowest of 51

Rates

Every rate Woolworths Team Bank publishes for this credit card, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Cash advance---13.45%--
Purchase---13.45%--

Fees

2 fees published, grouped by when they're charged.

When you make a transaction2

  • ARREARS_LETTER_FEE
    $25
  • DEFAULT_NOTICE
    $35

Features

None published.

Eligibility and limits

  • Minimum age 18
  • Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.

Published by Woolworths Team Bank under the Consumer Data Right, last changed by them on 26 Aug 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.