The Finance Algorithm

At a glance

Purchase rate
8.74%
Cash advance
8.74%

How it compares

This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This credit card: 8.74%Every other institution's lowest, 50 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest credit card purchase rate anyone can apply for; hover or tap a dot for its name.

RateThis credit cardBest anywhereTypical institutionWhere it sits
Any credit cardOngoing purchase rate, not introductory offers8.74%7.49%Unity Bank's Low Rate Visa Credit Card12.49%of 51 institutions2nd lowest of 51

Rates

Every rate Police Credit Union Limited publishes for this credit card, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Cash advance---8.74%--
Purchase---8.74%--

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApple Pay, Samsung Pay and Google Pay

Eligibility and limits

  • Minimum age 18
  • Amount from $1,000, no maximum

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.