BOQ SpecialistSignature Visa Credit Card
At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax
At a glance
- Purchase rate
- 20.50%
- Cash advance
- 20.50%
- Annual fee
- $400
- Foreign transaction fee
- 3.20%
- Rewards
- Frequent Flyer Rewards
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 20.50% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 47th lowest of 51 |
| Rewards cardOngoing purchase rate on a card that earns points | 20.50% | 12.99%Virgin Money Australia's Virgin Money Low Rate Credit Card | 20.99%of 25 institutions | 10th lowest of 25 |
Rates
Every rate BOQ Specialist publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | - | - | - | 20.50% | - | - |
| Purchase | - | - | - | 20.50% | - | - |
Fees
6 fees published, grouped by when they're charged.
While you hold it1
- Annual Card Fee
Deducted from your card account after you activate your card account and then on each anniversary after that date (unless otherwise advertised)
$400 a year
When you make a transaction1
- Foreign Currency Conversion Fee
Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed…
3.20% of transaction
If a payment is late or fails1
- Payment Dishonour Fee
Payable per dishonour and deducted from your card account at the time of dishonour.
$15
When particular things happen3
- Duplicate and Interim Statement Fee
Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Condition…
$10 - Priority Pass Guest Visit Fee
The primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge. Any additional guests will be charged directly to you by Pri…
$35 - Voucher Retrieval Fee
Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant.
$10
Features
- Visa Concierge Service - get a helping hand with travel recommendations and local event tickets Visa Front Line Access - reserve tickets to some of the best shows, concerts and sporting events. Visa…
- Priority Pass airport lounge access, the primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge per calendar year
- Client Service Centre - available 24 hours a day, 7 days a week
- Exclusive benefits for Signature cardholders - Priority Pass airport lounges and Visa Luxury Hotel Collection
- Redeem your rewards points for travel, entertainment or merchandise to suit your preference
Eligibility and limits
- Minimum age 18
- Residency: Resident or Citizen
- Minimum income $120,000
- Available to individuals
- Amount from $15,000, no maximum
- Product is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers
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Published by BOQ Specialist under the Consumer Data Right, last changed by them on 26 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.