BOQ Specialist
Signature Visa Credit Card
At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax
Credit cardsBank updated 26 June 2026
At a glance
- Purchase rate
- 20.50%
- Cash advance
- 20.50%
- Annual fee
- $400
- Foreign transaction fee
- 3.20%
- Rewards
- Frequent Flyer Rewards
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | — | — | — | 20.50% | — | — |
| Purchase | — | — | — | 20.50% | — | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Payment Dishonour Fee | Dishonour | $15 | — | Payable per dishonour and deducted from your card account at the time of dishonour. |
| Duplicate and Interim Statement Fee | Enquiry | $10 | — | Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Condition… |
| Priority Pass Guest Visit Fee | Event | $35 | — | The primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge. Any additional guests will be charged directly to you by Pri… |
| Voucher Retrieval Fee | Event | $10 | — | Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant. |
| Annual Card Fee | Periodic | $400 | Every 1 yr | Deducted from your card account after you activate your card account and then on each anniversary after that date (unless otherwise advertised) |
| Foreign Currency Conversion Fee | Purchase | 3.20% of transaction | — | Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed… |
§ 03 — Features
Digital banking9 additional cardsGoogle PayApple PayFrequent Flyer RewardsChoice of rewards programTravel insurance and retail item cover
- · Visa Concierge Service - get a helping hand with travel recommendations and local event tickets Visa Front Line Access - reserve tickets to some of the best shows, concerts and sporting events. Visa…
- · Priority Pass airport lounge access, the primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge per calendar year
- · Client Service Centre - available 24 hours a day, 7 days a week
- · Exclusive benefits for Signature cardholders - Priority Pass airport lounges and Visa Luxury Hotel Collection
- · Redeem your rewards points for travel, entertainment or merchandise to suit your preference
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Resident or Citizen
- · Minimum income $120,000
- · Available to individuals
- · Amount $15,000 to no maximum
- · Product is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BOQ Specialist under the Consumer Data Right, last changed by them on 26 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.