At a glance
- Purchase rate
- 12.95%
- Cash advance
- 12.95%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | — | — | — | 12.95% | — | — |
| Introductory | — | 5 mo intro | — | 7.96% | — | — |
| Purchase | — | — | — | 12.95% | — | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| STATEMENT_COPY | Event | $2.50 | — | — |
| VISA_CARD_CHARGE_BACK | Event | $29 | — | — |
| VISA_CARD_REPLACEMENT_(EMERGENCY) | Event | $30 | — | — |
| VISA_CARD_REPLACEMENT | Event | $9 | — | Australia only |
| VISA_CARD_VOUCHER_RETRIEVAL | Event | $24 | — | — |
| VISA_CREDIT_CARD_LATE_PAYMENT_FEE | Event | $10 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingApple Pay, Samsung Pay and Google Pay
- · Manage payments from your bank account using PayTo.
- · Low Special Rate for the first 5 months
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $500 to no maximum
- · Minimum balance $30,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Horizon Bank under the Consumer Data Right, last changed by them on 23 Oct 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.