Credit Union SAWorkplace Benefits Credit Card
Our Workplace Benefits Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances as well as a low ongoing interest rate after the first 6 months. You’ll have the ability to make fast payments with Google Pay, Apple Pay, Samsung Pay, Garmin Pay and Visa payWave. It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Visa Secure for online purchases from participating merchants and payWave. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
At a glance
- Purchase rate
- 11.49%
- Cash advance
- 11.49%
- Foreign transaction fee
- 3.00%
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 11.49% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 12th lowest of 51, level with one other |
Rates
Every rate Credit Union SA publishes for this credit card, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | Interest only | - | - | 11.49% | 0.00% | - |
| Introductory | Interest only | 6 mo intro | - | 0.00% | 0.00% | - |
| Purchase | Interest only | - | - | 11.49% | 0.00% | - |
Fees
5 fees published, grouped by when they're charged.
While you hold it1
- Workplace Benefits Credit Card PeriodicNo fee
When you make a transaction1
- TransactionNo fee
When particular things happen3
- Arrears$15
- Currency Conversion3.00% of transaction
- Lost VISA Card
Payable when you lose or misplace your VISA Card and we need to order you a new card
$10
Features
- Round-ups (destination account)
- Lock, block and control your card
- Business Banking can be attached to the product
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Amount $1,000 to $20,000
- Workplace Banking Benefits are available to any qualifying members. Refer to the website for more info.
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.