Expat Home Loan

Also sold at the same rates and fees as Connective Elevate and Mortgage Choice Amplify.

Home loansLender updated 7 Oct 2026

At a glance

Variable (investor P&I): 7.64%
Max LVR: 80%
Annual fee: $180
Features: offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 6.58%

5.8%6%6.2%6.4%6.6%6.8%7%7.2%7.4%7.6%to 9.8%

This home loan: 7.64%Every other institution's lowest, 101 in all

Investment, principal & interest, 80% LVR. One dot per institution, at its lowest investor variable home loan rate anyone can apply for; hover or tap a dot for its name.

Rate	This home loan	Best anywhere	Typical institution	Where it sits
Investor variable home loanInvestment, principal & interest, 80% LVR	7.64%	5.69%AAA Financial Corporation's Portfolio Loan	6.58%of 102 institutions	98th lowest of 102

Rates

The one rate Bluestone Home Loans publishes for this home loan.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower…	Investment, P&I	-	-	7.64%	7.92%	-

Fees

9 fees published, grouped by when they're charged.

When you take it outUp to $5996 fees, each listed below
While you hold it$15 a monthMonthly account keeping fee
When you close it or pay it off$500Loan discharge fee

When you take it out6

Company or Trust Assessment fee
Fee charged for loans that have either a Company or Trust as the borrower
$0 to $300
Establishment fee
$599
Legal fee
From $400
Loan settlement fee
$199
Risk fee
The rate shown calculates the minimum risk fee applicable, which cannot exceed 0.00% of the principal loan amount (excluding other fees and charges). The applicability and amount of the risk fee is d…
0.50% of balance
Valuation fee
Covered up to $400
From $0

While you hold it1

Monthly account keeping fee
$15 a month

When particular things happen1

Loan variation fee
These are fees for varying the terms of the loan agreement such as increasing the loan amount, extending the term and amending the security.
From $250

When you close it or pay it off1

Loan discharge fee
$500

Features

Offset accountRedrawExtra repayments

Interest Only available up to 5 years.

Eligibility and limits

Minimum age 18
Residency: Australian or New Zealand citizens or permanent residents living overseas
Amount $100,000 to $3,000,000
Maximum LVR 80%
Investment purpose only
All applications are subject to credit assessment and eligibility criteria
Maximum loan term 30 years

Compare it with others

All home loans Other Bluestone Home Loans home loans Everything Bluestone Home Loans publishes

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Published by Bluestone Home Loans under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.