Mezy Assets Pty Ltd t/as Mortgage EzyPropel Full Doc
Mortgage Ezy Propel Full Doc residential mortgage for owner-occupied or investment purposes.
Also sold at the same rates and fees as Mortgage Ezy.
At a glance
- Variable (owner occ. P&I)
- 6.49%6.55% comparison
- Variable (investor P&I)
- 6.79%
- Max LVR
- 90%
- Annual fee
- $120
- Features
- offset
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.89% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions | 89th lowest of 102, level with one other |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.19% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.58%of 102 institutions | 90th lowest of 102 |
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 24 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤65%6.49%
- 65–70%6.64%
- 70–75%6.89%
- 75–80%6.89%
- 80–85%7.34%
- 85–90%7.44%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$2,500,000 | 6.99% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$2,500,000 | 7.14% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$2,500,000 | 7.39% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 7.39% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 80–85% LVR, $100,000–$1,500,000 | 7.84% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 85–90% LVR, $100,000–$1,000,000 | 7.94% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$2,500,000 | 6.79% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$2,500,000 | 6.94% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$2,500,000 | 7.19% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 7.19% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 80–85% LVR, $100,000–$1,500,000 | 7.64% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 85–90% LVR, $100,000–$1,000,000 | 7.74% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $100,000–$2,500,000 | 6.69% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $100,000–$2,500,000 | 6.84% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $100,000–$2,500,000 | 7.09% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 7.09% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 80–85% LVR, $100,000–$1,500,000 | 7.54% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 85–90% LVR, $100,000–$1,000,000 | 7.64% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $100,000–$2,500,000 | 6.49% | 6.55% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $100,000–$2,500,000 | 6.64% | 6.70% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $100,000–$2,500,000 | 6.89% | 6.95% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 6.89% | 6.95% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 80–85% LVR, $100,000–$1,500,000 | 7.34% | 7.45% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 85–90% LVR, $100,000–$1,000,000 | 7.44% | 7.60% | Available under Full Documentation. |
Fees
8 fees published, grouped by when they're charged.
- When you take it outUp to $5003 fees, each listed below
- While you hold it$10 a monthMonthly Offset Fee
- When you close it or pay it offFrom $550Discharge Fee
When you take it out3
- Application Fee
Application fee $500. Excludes GST.
$500 - Risk Fee – LVR >80% to 85%
Risk fee 1.00% of the loan amount applies at LVR >80% to 85% for loans up to $1.5m. No risk fee applies at ≤80% LVR. Excludes GST.
1.00% of balance - Risk Fee – LVR >85% to 90%
Risk fee 2.00% of the loan amount applies at LVR >85% to 90% for loans up to $1m. Excludes GST.
2.00% of balance
While you hold it1
- Monthly Offset Fee
Monthly offset account fee $10 per month. Excludes GST.
$10 a month
When particular things happen3
- Funder's Legal Fee
Legal fee from $400 plus disbursements. Fees do not cover government charges and funder's contract processing fee. Excludes GST.
From $400 - Settlement Fee
No settlement fee. Excludes GST.
No fee - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST.
From $250
When you close it or pay it off1
- Discharge Fee
Discharge fee $550 plus agent costs. Excludes GST.
From $550
Features
- Interest Only repayments are available for up to 5 years for Owner Occupied and Investment loans, then reverting to Principal and Interest.
- Risk Fee Waiver option is shown in the current guide with a +0.50% rate loading for eligible loans up to $1.5m; conditions and credit criteria apply.
Eligibility and limits
- Residency: Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers
- Amount $100,000 to $2,500,000
- Maximum LVR 90%
- No Credit Score, CCR or DTI requirements. All income types accepted. Individual, Company or Trust borrowers acceptable.
- Net Debt to Income (NDI) of 1.1 required at LVR above 80%. Common Debt Reducer available. Genuine Savings not required.
- Standard loan term up to 30 years. A 31–40 year term is available only for eligible first-home purchasers where all applicants are aged 40 or under and the loan is no more than $2m.
- Full Documentation (Full Doc): PAYG — 2 recent payslips. Self-Employed — 1 year personal tax return and NOA (no older than 21 months). Simple Self-Employed (company directors): 3 months payslips and…
- Eligible borrower structures include individuals, eligible trusts and Australian-domiciled companies, subject to applicable ownership and director requirements.
- Cash out available for any purpose to maximum LVR.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.