Connective Athena

Every product Connective Athena publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 13 Oct 2026.

Australian credit licence 502611, held by Athena Mortgage Pty Ltd; credit licence since 23 February 2018. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks. 4 of its 11 products are Apollo's, sold under this brand at the same rates and fees.

11 products in 1 category

All of them home loans

Connective Athena's rates today

Connective Athena's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 29 October 2026. Only products anyone can apply for are counted.

Where Connective Athena sits among every institution's best

Typical 6.69%

6.2%6.4%6.6%6.8%7%7.2%7.4%7.6%to 9.3%

Connective Athena 7.34%Everyone else, 79 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest 3-year fixed home loan rate anyone can apply for; hover or tap a dot for its name.

Rate	Connective Athena	Best anywhere	Typical institution	Every institutionbesttypicalConnective Athena
3-year fixed home loanOwner occupier, principal & interest, 80% LVR	7.34%Connective Athena Prime Max Fixed	6.09%Border Bank's Customs Value Home Loan	6.69%of 79 institutions

Connective Athena home loan repayments

Repayments at Connective Athena's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount

$600,000

Loan term

30 yrs

The $600,000 you borrowInterest over 30 years

1-year fixedConnective Athena Prime Max Fixed
7.34%6.70% comparison
$4,130a month
$886,709 in interest, $1,486,709 repaid in all
2-year fixedConnective Athena Prime Max Fixed
7.34%6.77% comparison
$4,130a month
$886,709 in interest, $1,486,709 repaid in all
3-year fixedConnective Athena Prime Max Fixed
7.34%6.84% comparison
$4,130a month
$886,709 in interest, $1,486,709 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Connective Athena's own calculator: confirm the rate with Connective Athena before you apply.

Connective Athena home loan rates

Compare across lenders

11 products

Rate changes since 18 Sept 2026How every lender responded

Every published rate Connective Athena has changed.

Tue 13 Oct
- Connective Athena lifted 96 variable home loan rates by 0.25 percentage points.
  0.25
  - Connective Athena Bridging with End Debt (2 rates)
  - Connective Athena Bridging with No End Debt (2 rates)
  - Connective Athena Lite Doc (16 rates)
  - Connective Athena Prime Max (With Offset) (16 rates)
  - Connective Athena Prime Max Bundle (With Offset) (8 rates)
  - Connective Athena Prime Max Bundle (Without Offset) (8 rates)
  - Connective Athena Prime Max (Without Offset) (16 rates)
  - Connective Athena 85% No LMI (8 rates)
  - Connective Athena Special Purpose (Full Doc) (12 rates)
  - Connective Athena Special Purpose (Lite Doc) (8 rates)
- Connective Athena lifted 48 fixed home loan rates by 0.40 to 0.50 percentage points.
  0.40 to 0.50
  - Connective Athena Prime Max Fixed

Published by Connective Athena under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.