Lending and bank accounts, both associated with BSB number 939 200Professional Package
A home loan with fixed, variable and Line of Credit options. Offsets are available for variable loans. A package fee is applicable.
Home loansBank updated 6 Nov 2026
At a glance
- Variable (owner occ. P&I)
- 6.78%7.18% comparison
- Variable (investor P&I)
- 6.84%
- Fixed
- 1 yr 6.64%, 2 yrs 6.64%, 3 yrs 6.69%, 5 yrs 6.79%
- Max LVR
- 95%
- Annual fee
- $415
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.78% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 84th lowest of 104, level with one other |
| 1-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.64% | 5.99%Northern Inland Credit Union Ltd.'s Value Home Loan - Fixed 12M | 6.59%of 82 institutions | 43rd lowest of 82, level with 2 others |
| 2-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.64% | 6.09%BankVic's Fixed Rate Home Loan - 2 years | 6.62%of 84 institutions | 43rd lowest of 84, level with one other |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.69% | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions | 37th lowest of 80, level with 5 others |
| 5-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.79% | 6.49%AMB Bank Product's 5 Year Fixed Rate Home Loan | 6.89%of 63 institutions | 20th lowest of 63, level with 8 others |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 6.89% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 75th lowest of 104, level with 4 others |
Rates
Every rate Lending and bank accounts, both associated with BSB number 939 200 publishes for this home loan, 198 in all.
Variable and fixed, at 80% LVR
Owner occupier, principal and interest, the lowest rate for each
- Variabletypical 6.38%6.78%
- 1 yr fixedtypical 6.59%6.64%
- 2 yrs fixedtypical 6.62%6.64%
- 3 yrs fixedtypical 6.69%6.69%
- 5 yrs fixedtypical 6.89%6.79%
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤50%6.78%
- 50–60%6.78%
- 60–70%6.78%
- 70–80%6.78%
- 80–90%6.94%
- 90–95%7.29%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedNew business rates, fees and charges apply | Investment, Interest only | 1 yr fixed | ≤80% LVR, $100,000+ | 6.84% | 7.78% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | 1 yr fixed | 80–90% LVR, $100,000+ | 7.34% | 7.94% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, Interest only | 2 yrs fixed | ≤80% LVR, $100,000+ | 6.84% | 7.68% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | 2 yrs fixed | 80–90% LVR, $100,000+ | 7.34% | 7.88% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, Interest only | 3 yrs fixed | ≤80% LVR, $100,000+ | 6.89% | 7.61% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | 3 yrs fixed | 80–90% LVR, $100,000+ | 7.39% | 7.84% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, Interest only | 5 yrs fixed | ≤80% LVR, $100,000+ | 6.89% | 7.47% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | 5 yrs fixed | 80–90% LVR, $100,000+ | 7.39% | 7.75% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 1 yr fixed | ≤50% LVR, $100,000+ | 6.74% | 7.73% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 1 yr fixed | 50–60% LVR, $100,000+ | 6.74% | 7.73% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 1 yr fixed | 60–70% LVR, $100,000+ | 6.74% | 7.77% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 1 yr fixed | 70–80% LVR, $100,000+ | 6.74% | 7.77% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 1 yr fixed | 80–90% LVR, $100,000+ | 6.94% | 7.90% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 1 yr fixed | 90–95% LVR, $100,000+ | 7.44% | 8.13% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 2 yrs fixed | ≤50% LVR, $100,000+ | 6.74% | 7.63% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 2 yrs fixed | 50–60% LVR, $100,000+ | 6.74% | 7.63% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 2 yrs fixed | 60–70% LVR, $100,000+ | 6.74% | 7.67% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 2 yrs fixed | 70–80% LVR, $100,000+ | 6.74% | 7.67% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 2 yrs fixed | 80–90% LVR, $100,000+ | 6.94% | 7.80% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 2 yrs fixed | 90–95% LVR, $100,000+ | 7.44% | 8.06% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 3 yrs fixed | ≤50% LVR, $100,000+ | 6.79% | 7.56% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 3 yrs fixed | 50–60% LVR, $100,000+ | 6.79% | 7.56% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 3 yrs fixed | 60–70% LVR, $100,000+ | 6.79% | 7.59% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 3 yrs fixed | 70–80% LVR, $100,000+ | 6.79% | 7.59% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 3 yrs fixed | 80–90% LVR, $100,000+ | 6.99% | 7.73% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 3 yrs fixed | 90–95% LVR, $100,000+ | 7.49% | 8.02% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 5 yrs fixed | ≤50% LVR, $100,000+ | 6.89% | 7.45% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 5 yrs fixed | 50–60% LVR, $100,000+ | 6.89% | 7.45% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 5 yrs fixed | 60–70% LVR, $100,000+ | 6.89% | 7.48% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 5 yrs fixed | 70–80% LVR, $100,000+ | 6.89% | 7.48% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 5 yrs fixed | 80–90% LVR, $100,000+ | 7.09% | 7.63% | New business rate |
| FixedNew business rates, fees and charges apply | Investment, P&I | 5 yrs fixed | 90–95% LVR, $100,000+ | 7.59% | 7.96% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, Interest only | 1 yr fixed | ≤80% LVR, $100,000+ | 6.89% | 7.78% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | 1 yr fixed | 80–90% LVR, $100,000+ | 7.39% | 7.91% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, Interest only | 2 yrs fixed | ≤80% LVR, $100,000+ | 6.89% | 7.69% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | 2 yrs fixed | 80–90% LVR, $100,000+ | 7.39% | 7.86% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, Interest only | 3 yrs fixed | ≤80% LVR, $100,000+ | 6.94% | 7.62% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | 3 yrs fixed | 80–90% LVR, $100,000+ | 7.44% | 7.83% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, Interest only | 5 yrs fixed | ≤80% LVR, $100,000+ | 6.94% | 7.49% | New business rate |
| FixedUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | 5 yrs fixed | 80–90% LVR, $100,000+ | 7.44% | 7.75% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 1 yr fixed | ≤50% LVR, $100,000+ | 6.64% | 7.72% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 1 yr fixed | 50–60% LVR, $100,000+ | 6.64% | 7.72% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 1 yr fixed | 60–70% LVR, $100,000+ | 6.64% | 7.76% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 1 yr fixed | 70–80% LVR, $100,000+ | 6.64% | 7.76% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 1 yr fixed | 80–90% LVR, $100,000+ | 6.84% | 7.85% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 1 yr fixed | 90–95% LVR, $100,000+ | 7.34% | 8.08% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 2 yrs fixed | ≤50% LVR, $100,000+ | 6.64% | 7.61% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 2 yrs fixed | 50–60% LVR, $100,000+ | 6.64% | 7.61% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 2 yrs fixed | 60–70% LVR, $100,000+ | 6.64% | 7.65% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 2 yrs fixed | 70–80% LVR, $100,000+ | 6.64% | 7.65% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 2 yrs fixed | 80–90% LVR, $100,000+ | 6.84% | 7.75% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 2 yrs fixed | 90–95% LVR, $100,000+ | 7.34% | 8.01% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 3 yrs fixed | ≤50% LVR, $100,000+ | 6.69% | 7.53% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 3 yrs fixed | 50–60% LVR, $100,000+ | 6.69% | 7.53% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 3 yrs fixed | 60–70% LVR, $100,000+ | 6.69% | 7.56% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 3 yrs fixed | 70–80% LVR, $100,000+ | 6.69% | 7.56% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 3 yrs fixed | 80–90% LVR, $100,000+ | 6.89% | 7.67% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 3 yrs fixed | 90–95% LVR, $100,000+ | 7.39% | 7.96% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 5 yrs fixed | ≤50% LVR, $100,000+ | 6.79% | 7.41% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 5 yrs fixed | 50–60% LVR, $100,000+ | 6.79% | 7.41% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 5 yrs fixed | 60–70% LVR, $100,000+ | 6.79% | 7.43% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 5 yrs fixed | 70–80% LVR, $100,000+ | 6.79% | 7.43% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 5 yrs fixed | 80–90% LVR, $100,000+ | 6.99% | 7.57% | New business rate |
| FixedNew business rates, fees and charges apply | Owner occupied, P&I | 5 yrs fixed | 90–95% LVR, $100,000+ | 7.49% | 7.90% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.39% | 7.79% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.44% | 7.77% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.59% | 7.90% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.64% | 7.85% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $1,000,000+ | 6.89% | 7.24% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $1,000,000+ | 6.99% | 7.28% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $1,000,000+ | 7.09% | 7.37% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $500,000+ | 7.34% | 7.34% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $500,000–$999,999 | 6.89% | 7.27% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $500,000–$999,999 | 6.99% | 7.29% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | ≤50% LVR, $500,000–$999,999 | 7.09% | 7.38% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.39% | 7.79% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.44% | 7.77% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.59% | 7.90% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.64% | 7.85% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $1,000,000+ | 6.89% | 7.24% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $1,000,000+ | 6.99% | 7.28% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $1,000,000+ | 7.09% | 7.37% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $500,000+ | 7.34% | 7.34% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $500,000–$999,999 | 6.89% | 7.27% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $500,000–$999,999 | 6.99% | 7.29% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 50–60% LVR, $500,000–$999,999 | 7.09% | 7.38% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.49% | 7.82% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.64% | 7.90% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.64% | 7.95% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $1,000,000+ | 6.99% | 7.31% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $1,000,000+ | 7.04% | 7.33% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $1,000,000+ | 7.19% | 7.46% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $500,000+ | 7.64% | 7.46% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $500,000–$999,999 | 6.99% | 7.37% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $500,000–$999,999 | 7.04% | 7.36% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 60–70% LVR, $500,000–$999,999 | 7.19% | 7.48% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.49% | 7.82% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.64% | 7.90% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.64% | 7.95% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $1,000,000+ | 6.99% | 7.31% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $1,000,000+ | 7.04% | 7.33% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $1,000,000+ | 7.19% | 7.46% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $500,000+ | 7.64% | 7.46% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $500,000–$999,999 | 6.99% | 7.37% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $500,000–$999,999 | 7.04% | 7.36% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, Interest only | - | 70–80% LVR, $500,000–$999,999 | 7.19% | 7.48% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 80–90% LVR, $100,000–$499,999 | 7.64% | 8.00% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 80–90% LVR, $100,000–$499,999 | 7.81% | 8.07% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 80–90% LVR, $1,000,000+ | 7.24% | 7.53% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Investment, Interest only | - | 80–90% LVR, $500,000+ | 7.64% | 7.63% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Investment, Interest only | - | 80–90% LVR, $500,000–$999,999 | 7.34% | 7.63% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | ≤50% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | ≤50% LVR, $1,000,000+ | 6.84% | 7.24% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | ≤50% LVR, $500,000–$999,999 | 6.89% | 7.29% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 50–60% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 50–60% LVR, $1,000,000+ | 6.84% | 7.24% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 50–60% LVR, $500,000–$999,999 | 6.89% | 7.29% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 60–70% LVR, $100,000–$499,999 | 7.49% | 7.89% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 60–70% LVR, $1,000,000+ | 6.89% | 7.29% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 60–70% LVR, $500,000–$999,999 | 6.99% | 7.39% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 70–80% LVR, $100,000–$499,999 | 7.49% | 7.89% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 70–80% LVR, $1,000,000+ | 6.89% | 7.29% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 70–80% LVR, $500,000–$999,999 | 6.99% | 7.39% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 80–90% LVR, $100,000–$499,999 | 7.61% | 8.00% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 80–90% LVR, $1,000,000+ | 7.09% | 7.49% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 80–90% LVR, $500,000–$999,999 | 7.19% | 7.59% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 90–95% LVR, $100,000–$499,999 | 7.81% | 8.20% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 90–95% LVR, $1,000,000+ | 7.49% | 7.89% | New business rate |
| VariableNew business rates, fees and charges apply | Investment, P&I | - | 90–95% LVR, $500,000–$999,999 | 7.49% | 7.89% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.39% | 7.79% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.59% | 7.90% | New business rate; Line of Credit |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $100,000–$499,999 | 7.69% | 7.95% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $100,000–$499,999 | 8.65% | 7.96% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $1,000,000+ | 6.89% | 7.20% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $1,000,000+ | 6.99% | 7.26% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $1,000,000+ | 7.09% | 7.35% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $500,000+ | 7.64% | 7.28% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $500,000–$999,999 | 6.89% | 7.21% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $500,000–$999,999 | 6.99% | 7.26% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | ≤50% LVR, $500,000–$999,999 | 7.09% | 7.36% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.39% | 7.79% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.59% | 7.90% | New business rate; Line of Credit |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $100,000–$499,999 | 7.69% | 7.95% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $100,000–$499,999 | 8.65% | 7.96% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $1,000,000+ | 6.89% | 7.20% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $1,000,000+ | 6.99% | 7.26% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $1,000,000+ | 7.09% | 7.35% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $500,000+ | 7.64% | 7.28% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $500,000–$999,999 | 6.89% | 7.21% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $500,000–$999,999 | 6.99% | 7.26% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 50–60% LVR, $500,000–$999,999 | 7.09% | 7.36% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.64% | 7.95% | New business rate; Line of Credit |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $100,000–$499,999 | 7.74% | 8.00% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $100,000–$499,999 | 8.65% | 8.01% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $1,000,000+ | 6.99% | 7.25% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $1,000,000+ | 7.04% | 7.30% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $1,000,000+ | 7.19% | 7.42% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $500,000+ | 7.64% | 7.28% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $500,000–$999,999 | 6.99% | 7.25% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $500,000–$999,999 | 7.04% | 7.30% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 60–70% LVR, $500,000–$999,999 | 7.19% | 7.43% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.64% | 7.95% | New business rate; Line of Credit |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $100,000–$499,999 | 7.74% | 8.00% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $100,000–$499,999 | 8.65% | 8.01% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $1,000,000+ | 6.99% | 7.25% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $1,000,000+ | 7.04% | 7.30% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $1,000,000+ | 7.19% | 7.42% | New business rate; Line of Credit |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $500,000+ | 7.64% | 7.28% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $500,000–$999,999 | 6.99% | 7.25% | New business rate |
| VariableGreater than 5 years to up to 10 years interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $500,000–$999,999 | 7.04% | 7.30% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, Interest only | - | 70–80% LVR, $500,000–$999,999 | 7.19% | 7.43% | New business rate; Line of Credit |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 80–90% LVR, $100,000–$499,999 | 7.81% | 8.05% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 80–90% LVR, $100,000–$499,999 | 8.65% | 8.08% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 80–90% LVR, $1,000,000+ | 7.24% | 7.45% | New business rate |
| VariableConstruction is for up to 12 month period. Revert-to product is selected up front. New business rates, fees and charges apply | Owner occupied, Interest only | - | 80–90% LVR, $500,000+ | 7.64% | 7.41% | New business rate |
| VariableUp to 5 year interest only period. New business rates, fees and charges apply | Owner occupied, Interest only | - | 80–90% LVR, $500,000–$999,999 | 7.34% | 7.49% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | ≤50% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | ≤50% LVR, $1,000,000+ | 6.78% | 7.18% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | ≤50% LVR, $500,000–$999,999 | 6.79% | 7.19% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 50–60% LVR, $100,000–$499,999 | 7.44% | 7.84% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 50–60% LVR, $1,000,000+ | 6.78% | 7.18% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 50–60% LVR, $500,000–$999,999 | 6.79% | 7.19% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 60–70% LVR, $100,000–$499,999 | 7.49% | 7.89% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 60–70% LVR, $1,000,000+ | 6.78% | 7.18% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 60–70% LVR, $500,000–$999,999 | 6.79% | 7.19% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 70–80% LVR, $100,000–$499,999 | 7.49% | 7.89% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 70–80% LVR, $1,000,000+ | 6.78% | 7.18% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 70–80% LVR, $500,000–$999,999 | 6.79% | 7.19% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 80–90% LVR, $100,000–$499,999 | 7.57% | 7.96% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 80–90% LVR, $1,000,000+ | 6.94% | 7.34% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 80–90% LVR, $500,000–$999,999 | 6.94% | 7.34% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 90–95% LVR, $100,000–$499,999 | 7.77% | 8.16% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 90–95% LVR, $1,000,000+ | 7.29% | 7.69% | New business rate |
| VariableNew business rates, fees and charges apply | Owner occupied, P&I | - | 90–95% LVR, $500,000–$999,999 | 7.29% | 7.69% | New business rate |
Rate changes
138 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Nov 2026 | Variable, Investment, Interest only, ≤50% LVR, $500,000+ | 7.09% | 7.34% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 50–60% LVR, $500,000+ | 7.09% | 7.34% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 60–70% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 70–80% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 80–90% LVR, $1,000,000+ | 6.99% | 7.24% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 80–90% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, Interest only, 80–90% LVR, $500,000–$999,999 | 7.09% | 7.34% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, ≤50% LVR, $100,000–$499,999 | 7.19% | 7.44% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, ≤50% LVR, $1,000,000+ | 6.59% | 6.84% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, ≤50% LVR, $500,000–$999,999 | 6.64% | 6.89% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 50–60% LVR, $100,000–$499,999 | 7.19% | 7.44% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 50–60% LVR, $1,000,000+ | 6.59% | 6.84% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 50–60% LVR, $500,000–$999,999 | 6.64% | 6.89% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 60–70% LVR, $100,000–$499,999 | 7.24% | 7.49% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 60–70% LVR, $1,000,000+ | 6.64% | 6.89% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 60–70% LVR, $500,000–$999,999 | 6.74% | 6.99% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 70–80% LVR, $100,000–$499,999 | 7.24% | 7.49% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 70–80% LVR, $1,000,000+ | 6.64% | 6.89% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 70–80% LVR, $500,000–$999,999 | 6.74% | 6.99% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 80–90% LVR, $100,000–$499,999 | 7.36% | 7.61% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 80–90% LVR, $1,000,000+ | 6.84% | 7.09% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 80–90% LVR, $500,000–$999,999 | 6.94% | 7.19% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 90–95% LVR, $100,000–$499,999 | 7.56% | 7.81% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 90–95% LVR, $1,000,000+ | 7.24% | 7.49% | up 0.25 |
| 7 Nov 2026 | Variable, Investment, P&I, 90–95% LVR, $500,000–$999,999 | 7.24% | 7.49% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, ≤50% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, 50–60% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, 60–70% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, 70–80% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, 80–90% LVR, $1,000,000+ | 6.99% | 7.24% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, 80–90% LVR, $500,000+ | 7.39% | 7.64% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, Interest only, 80–90% LVR, $500,000–$999,999 | 7.09% | 7.34% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, ≤50% LVR, $100,000–$499,999 | 7.19% | 7.44% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, ≤50% LVR, $1,000,000+ | 6.53% | 6.78% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, ≤50% LVR, $500,000–$999,999 | 6.54% | 6.79% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 50–60% LVR, $100,000–$499,999 | 7.19% | 7.44% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 50–60% LVR, $1,000,000+ | 6.53% | 6.78% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 50–60% LVR, $500,000–$999,999 | 6.54% | 6.79% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 60–70% LVR, $100,000–$499,999 | 7.24% | 7.49% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 60–70% LVR, $1,000,000+ | 6.53% | 6.78% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 60–70% LVR, $500,000–$999,999 | 6.54% | 6.79% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 70–80% LVR, $100,000–$499,999 | 7.24% | 7.49% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 70–80% LVR, $1,000,000+ | 6.53% | 6.78% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 70–80% LVR, $500,000–$999,999 | 6.54% | 6.79% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 80–90% LVR, $100,000–$499,999 | 7.32% | 7.57% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 80–90% LVR, $1,000,000+ | 6.69% | 6.94% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 80–90% LVR, $500,000–$999,999 | 6.69% | 6.94% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 90–95% LVR, $100,000–$499,999 | 7.52% | 7.77% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 90–95% LVR, $1,000,000+ | 7.04% | 7.29% | up 0.25 |
| 7 Nov 2026 | Variable, Owner occupied, P&I, 90–95% LVR, $500,000–$999,999 | 7.04% | 7.29% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed, ≤80% LVR, $100,000+ | 6.60% | 6.84% | up 0.24 |
| 16 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed, 80–90% LVR, $100,000+ | 7.10% | 7.34% | up 0.24 |
| 16 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed, ≤80% LVR, $100,000+ | 6.60% | 6.84% | up 0.24 |
| 16 Oct 2026 | Fixed, Investment, Interest only, 2 yrs fixed, 80–90% LVR, $100,000+ | 7.10% | 7.34% | up 0.24 |
| 16 Oct 2026 | Fixed, Investment, Interest only, 3 yrs fixed, ≤80% LVR, $100,000+ | 6.65% | 6.89% | up 0.24 |
| 16 Oct 2026 | Fixed, Investment, Interest only, 3 yrs fixed, 80–90% LVR, $100,000+ | 7.15% | 7.39% | up 0.24 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, ≤50% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, 50–60% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, 60–70% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, 70–80% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, 80–90% LVR, $100,000+ | 6.69% | 6.94% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, 90–95% LVR, $100,000+ | 7.19% | 7.44% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, ≤50% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, 50–60% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, 60–70% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, 70–80% LVR, $100,000+ | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, 80–90% LVR, $100,000+ | 6.69% | 6.94% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, 90–95% LVR, $100,000+ | 7.19% | 7.44% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, ≤50% LVR, $100,000+ | 6.59% | 6.79% | up 0.20 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, 50–60% LVR, $100,000+ | 6.59% | 6.79% | up 0.20 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, 60–70% LVR, $100,000+ | 6.59% | 6.79% | up 0.20 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, 70–80% LVR, $100,000+ | 6.59% | 6.79% | up 0.20 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, 80–90% LVR, $100,000+ | 6.79% | 6.99% | up 0.20 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, 90–95% LVR, $100,000+ | 7.29% | 7.49% | up 0.20 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed, ≤80% LVR, $100,000+ | 6.60% | 6.89% | up 0.29 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed, 80–90% LVR, $100,000+ | 7.10% | 7.39% | up 0.29 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed, ≤80% LVR, $100,000+ | 6.60% | 6.89% | up 0.29 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed, 80–90% LVR, $100,000+ | 7.10% | 7.39% | up 0.29 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed, ≤80% LVR, $100,000+ | 6.65% | 6.94% | up 0.29 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 3 yrs fixed, 80–90% LVR, $100,000+ | 7.15% | 7.44% | up 0.29 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed, ≤80% LVR, $100,000+ | 6.89% | 6.94% | up 0.05 |
| 16 Oct 2026 | Fixed, Owner occupied, Interest only, 5 yrs fixed, 80–90% LVR, $100,000+ | 7.39% | 7.44% | up 0.05 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed, ≤50% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed, 50–60% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed, 60–70% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed, 70–80% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed, 80–90% LVR, $100,000+ | 6.59% | 6.84% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 1 yr fixed, 90–95% LVR, $100,000+ | 7.09% | 7.34% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed, ≤50% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed, 50–60% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed, 60–70% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed, 70–80% LVR, $100,000+ | 6.39% | 6.64% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed, 80–90% LVR, $100,000+ | 6.59% | 6.84% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 2 yrs fixed, 90–95% LVR, $100,000+ | 7.09% | 7.34% | up 0.25 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed, ≤50% LVR, $100,000+ | 6.49% | 6.69% | up 0.20 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed, 50–60% LVR, $100,000+ | 6.49% | 6.69% | up 0.20 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed, 60–70% LVR, $100,000+ | 6.49% | 6.69% | up 0.20 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed, 70–80% LVR, $100,000+ | 6.49% | 6.69% | up 0.20 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed, 80–90% LVR, $100,000+ | 6.69% | 6.89% | up 0.20 |
| 16 Oct 2026 | Fixed, Owner occupied, P&I, 3 yrs fixed, 90–95% LVR, $100,000+ | 7.19% | 7.39% | up 0.20 |
| 3 Oct 2026 | Variable, Investment, Interest only, 80–90% LVR, $1,000,000+ | 6.74% | 6.99% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, ≤50% LVR, $100,000–$499,999 | 6.94% | 7.19% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, ≤50% LVR, $1,000,000+ | 6.34% | 6.59% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, ≤50% LVR, $500,000–$999,999 | 6.39% | 6.64% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 50–60% LVR, $100,000–$499,999 | 6.94% | 7.19% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 50–60% LVR, $1,000,000+ | 6.34% | 6.59% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 50–60% LVR, $500,000–$999,999 | 6.39% | 6.64% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 60–70% LVR, $100,000–$499,999 | 6.99% | 7.24% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 60–70% LVR, $1,000,000+ | 6.39% | 6.64% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 60–70% LVR, $500,000–$999,999 | 6.49% | 6.74% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 70–80% LVR, $100,000–$499,999 | 6.99% | 7.24% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 70–80% LVR, $1,000,000+ | 6.39% | 6.64% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 70–80% LVR, $500,000–$999,999 | 6.49% | 6.74% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 80–90% LVR, $100,000–$499,999 | 7.11% | 7.36% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 80–90% LVR, $1,000,000+ | 6.59% | 6.84% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 80–90% LVR, $500,000–$999,999 | 6.69% | 6.94% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 90–95% LVR, $100,000–$499,999 | 7.31% | 7.56% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 90–95% LVR, $1,000,000+ | 6.99% | 7.24% | up 0.25 |
| 3 Oct 2026 | Variable, Investment, P&I, 90–95% LVR, $500,000+ | 6.99% | 7.24% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, Interest only, 80–90% LVR, $1,000,000+ | 6.74% | 6.99% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, ≤50% LVR, $100,000–$499,999 | 6.94% | 7.19% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, ≤50% LVR, $1,000,000+ | 6.28% | 6.53% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, ≤50% LVR, $500,000–$999,999 | 6.29% | 6.54% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 50–60% LVR, $100,000–$499,999 | 6.94% | 7.19% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 50–60% LVR, $1,000,000+ | 6.28% | 6.53% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 50–60% LVR, $500,000–$999,999 | 6.29% | 6.54% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 60–70% LVR, $100,000–$499,999 | 6.99% | 7.24% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 60–70% LVR, $1,000,000+ | 6.28% | 6.53% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 60–70% LVR, $500,000–$999,999 | 6.29% | 6.54% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 70–80% LVR, $100,000–$499,999 | 6.99% | 7.24% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 70–80% LVR, $1,000,000+ | 6.28% | 6.53% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 70–80% LVR, $500,000–$999,999 | 6.29% | 6.54% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 80–90% LVR, $100,000–$499,999 | 7.07% | 7.32% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 80–90% LVR, $1,000,000+ | 6.44% | 6.69% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 80–90% LVR, $500,000–$999,999 | 6.44% | 6.69% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 90–95% LVR, $100,000–$499,999 | 7.27% | 7.52% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 90–95% LVR, $1,000,000+ | 6.79% | 7.04% | up 0.25 |
| 3 Oct 2026 | Variable, Owner occupied, P&I, 90–95% LVR, $500,000+ | 6.79% | 7.04% | up 0.25 |
Each change is logged the night it appears in the rates AMP - My AMP publishes. See how every lender answered the RBA on the rate tracker.
Fees
28 fees published, grouped by when they're charged.
- When you take it outUp to $2,5008 fees, each listed below
- While you hold itUp to $4152 fees, each listed below
- When you close it or pay it off$490Discharge fee
When you take it out8
- $0 Professional Package application fee
This fee is waived for this package type
No fee - $0 Professional Package Settlement fee
This fee is waived for this package type
No fee - AMP internal refinance fee
Payable on settlement. Payable on settlement where you had an AMP Bank loan immediately before establishment of this loan and that loan was refinanced or otherwise replaced with this loan, either in…
$299 - Company or Trust Fee
Payable at settlement where the borrower is either a company or trustee. Not applicable for SuperEdge, AMP First or Essential Loan.
$2,500 - Fixed rate lock fee
Payable at settlement where you have requested that we secure the fixed interest rate on a fixed rate loan. Fixed rates will be locked for 90 days from the day the request is received. The fee is not…
0.15% of transaction - Master Limit application fee
Payable when a master limit is requested. This fee covers processing and administration of the establishment and ongoing maintenance of your Master Limit.
$399 - Multiple Security Fee
Per security. Payable for each additional security offered at loan establishment. Fee is not refundable.
$250 - Solicitors and mortgage processing servicers' cost
Whenever a new loan agreement is established and we instruct our solicitors or mortgage processing servicers' to act on our behalf in connection with this agreement or a security.
$295
While you hold it2
- $0 Professional package monthly fee
This fee is waived for this package type
No fee - Annual package fee
Payable in arrears for packages, eligibilitiy requirements may apply. $6 monthly account management fee is payable on the offset deposit account when linked to a Basic Variable Rate Loan.
$415 a year
When you make a transaction4
- Telegraphic transfer fee - deposits
When funds are transferred to youraccount (by SWIFTor telegraphic transfer) from a bank in Australia or overseas (in Australian dollars).
$30 - Currency conversion fee
When you use your AMP Visa Debit card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Australian dollars
2.50% of transaction - International ATM cash withdrawal fee
When you withdraw from your account at any international ATM
$4.50 - Telegraphic transfer fee - withdrawals
When you request us to transfer funds from your account (by SWIFT) to a bank in Australia (in Australian dollars). When you request us to transfer fundsfrom your account (by telegraphic transfer) to…
$30
If a payment is late or fails1
- Payment dishonour fees
You may be charged a fee by an external bank or financial institution for a transaction relating to your loan (eg. if a payment to your loan made from another bank is dishonoured, the other bank may…
Varies
When particular things happen12
- $0 Professional package redraw fee
This fee is waived for this package type
No fee - $0 Professional Package variation fee
This fee is waived for this package type
No fee - Audit certificate fee
When you or an auditor request an audit certificate for your account
$25 - Break costs
Payable if at any time before the fixed interest period expires: You make additional repayments above the minimum required payments exceeding $10,000 for each 12 month period within a fixed interest…
Varies - Rework fee
Payable when a loan agreement or variation to loan agreement is re-issued due to changes requested by either you or the introducer.
$249 - Solicitor or mortgage processing servicer non-standard additional costs
Non-standard additional costs that may be payable, including courier costs, telegraphic transfer costs, cost to arrange settlement in a remote area and costs for urgent preparation of documents and/o…
Varies - Solicitors' and mortgage processing servicers' incidental costs
Per security property. Whenever a variation to an existing loan agreement is made and we instruct our solicitors or mortgage processing servicers to act on our behalf in connection with the security…
$82.50 - Transaction trace fee
When you request us to investigate and trace a transaction
$20 - Valuation fee
Payable when valuation costs associated with a loan application or variation exceed $550. If applicable, we will advise you of any excess valuation costs payable prior to the valuation.
Varies - Verification of identity by Australia Post
Payable when you obtain a Verification of Identity service from an Australia Post office.
Varies - Visa dispute fee
When you dispute a Visa transaction and we do not find in your favour
$25 - Emergency replacement AMP Visa Debit Card fee
When you request urgent delivery of a replacement access card
$15
When you close it or pay it off1
- Discharge fee
Payable when we are requested to discharge all securities. Customers also pay the actual solicitors' or mortgage processing servicers' costs, which include,for example, search fees and postage, valua…
$490
Features
Offset accountRedrawExtra repaymentsGuarantor optionDigital bankingFraud protectionUnlimited transactionsApple Pay, Samsung Pay or Google Pay
- Construction available for up to a 12 month interest only period
Eligibility and limits
- Minimum age 18
- Residency: Citizen or Permanent Resident
- Amount from $100,000, no maximum
- The loan term ranges from a minimum of 10 years to a maximum of 30 years
Compare it with others
Put this product through a calculator
Published by AMP - My AMP under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.