The Finance Algorithm
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Standard Home Loan

Standard Home Loan

Home loansLender updated 28 Oct 2026

At a glance

Variable (owner occ. P&I)
6.44%
Variable (investor P&I)
6.64%
Fixed
1 yr 7.74%, 2 yrs 7.74%, 3 yrs 7.74%, 4 yrs 7.74%, 5 yrs 7.74%
Max LVR
95%
Features
offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.54%Every other institution's lowest, 101 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Variable home loanOwner occupier, principal & interest, 80% LVR6.54%5.69%AAA Financial Corporation's Portfolio Loan6.36%of 102 institutions70th lowest of 102, level with 5 others
1-year fixed home loanOwner occupier, principal & interest, 80% LVR7.84%5.99%Northern Inland Credit Union Ltd.'s Value Home Loan - Fixed 12M6.59%of 81 institutions80th lowest of 81
2-year fixed home loanOwner occupier, principal & interest, 80% LVR7.84%6.09%BankVic's Fixed Rate Home Loan - 2 years6.59%of 83 institutions80th lowest of 83, level with 2 others
3-year fixed home loanOwner occupier, principal & interest, 80% LVR7.84%6.09%Border Bank's Customs Value Home Loan6.69%of 79 institutions76th lowest of 79
5-year fixed home loanOwner occupier, principal & interest, 80% LVR7.84%6.49%AMB Bank Product's 5 Year Fixed Rate Home Loan6.79%of 62 institutions59th lowest of 62
Investor variable home loanInvestment, principal & interest, 80% LVR6.74%5.69%AAA Financial Corporation's Portfolio Loan6.58%of 102 institutions68th lowest of 102, level with one other

Rates

Every rate AAA Financial Corporation publishes for this home loan, 192 in all.

Variable and fixed, at 80% LVR

Owner occupier, principal and interest, the lowest rate for each

  1. Variabletypical 6.36%6.54%
  2. 1 yr fixedtypical 6.59%7.84%
  3. 2 yrs fixedtypical 6.59%7.84%
  4. 3 yrs fixedtypical 6.69%7.84%
  5. 4 yrs fixed7.84%
  6. 5 yrs fixedtypical 6.79%7.84%
This home loanTypical lender's best

Variable rate by LVR

Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value

  1. ≤70%6.44%
  2. 70–80%6.54%
  3. 80–90%6.64%
  4. 90–95%6.74%
Variable rate for the band
TypeApplies toTermBandRateComparisonConditions
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed≤70% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed≤70% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed70–80% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed70–80% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed80–90% LVR, $50,000–$3,500,0008.34%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed80–90% LVR, $50,000–$3,500,00010.44%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed90–95% LVR, $50,000–$3,500,0008.44%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only1 yr fixed90–95% LVR, $50,000–$3,500,00010.54%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed≤70% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed≤70% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed70–80% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed70–80% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, Interest only2 yrs fixed80–90% LVR, $50,000–$3,500,0008.34%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed80–90% LVR, $50,000–$3,500,00010.44%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed90–95% LVR, $50,000–$3,500,0008.44%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only2 yrs fixed90–95% LVR, $50,000–$3,500,00010.54%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only3 yrs fixed≤70% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only3 yrs fixed≤70% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only3 yrs fixed70–80% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only3 yrs fixed70–80% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, Interest only3 yrs fixed80–90% LVR, $50,000–$3,500,0008.34%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only3 yrs fixed80–90% LVR, $50,000–$3,500,00010.44%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, Interest only3 yrs fixed90–95% LVR, $50,000–$3,500,0008.44%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only3 yrs fixed90–95% LVR, $50,000–$3,500,00010.54%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed≤70% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed≤70% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed70–80% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed70–80% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed80–90% LVR, $50,000–$3,500,0008.34%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed80–90% LVR, $50,000–$3,500,00010.44%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, Interest only4 yrs fixed90–95% LVR, $50,000–$3,500,0008.44%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only4 yrs fixed90–95% LVR, $50,000–$3,500,00010.54%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, Interest only5 yrs fixed≤70% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only5 yrs fixed≤70% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only5 yrs fixed70–80% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only5 yrs fixed70–80% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only5 yrs fixed80–90% LVR, $50,000–$3,500,0008.34%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only5 yrs fixed80–90% LVR, $50,000–$3,500,00010.44%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, Interest only5 yrs fixed90–95% LVR, $50,000–$3,500,0008.44%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only5 yrs fixed90–95% LVR, $50,000–$3,500,00010.54%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I1 yr fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, P&I2 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I2 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I3 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I3 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I3 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I3 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, P&I3 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I3 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, P&I3 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I3 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, P&I4 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I4 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, P&I5 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I5 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I5 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I5 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I5 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I5 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationInvestment, P&I5 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I5 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only1 yr fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%10.34%-
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only2 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only3 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only3 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only3 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only3 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, Interest only3 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only3 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, Interest only3 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only3 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, Interest only4 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only4 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, Interest only5 yrs fixed≤70% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only5 yrs fixed≤70% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only5 yrs fixed70–80% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only5 yrs fixed70–80% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only5 yrs fixed80–90% LVR, $50,000–$3,500,0008.14%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only5 yrs fixed80–90% LVR, $50,000–$3,500,00010.24%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, Interest only5 yrs fixed90–95% LVR, $50,000–$3,500,0008.24%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only5 yrs fixed90–95% LVR, $50,000–$3,500,00010.34%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed≤70% LVR, $50,000–$3,500,0007.74%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed≤70% LVR, $50,000–$3,500,0009.84%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed70–80% LVR, $50,000–$3,500,0007.84%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed70–80% LVR, $50,000–$3,500,0009.94%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed80–90% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed80–90% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed90–95% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I1 yr fixed90–95% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed≤70% LVR, $50,000–$3,500,0007.74%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed≤70% LVR, $50,000–$3,500,0009.84%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed70–80% LVR, $50,000–$3,500,0007.84%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed70–80% LVR, $50,000–$3,500,0009.94%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed80–90% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed80–90% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed90–95% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I2 yrs fixed90–95% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I3 yrs fixed≤70% LVR, $50,000–$3,500,0007.74%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I3 yrs fixed≤70% LVR, $50,000–$3,500,0009.84%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I3 yrs fixed70–80% LVR, $50,000–$3,500,0007.84%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I3 yrs fixed70–80% LVR, $50,000–$3,500,0009.94%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, P&I3 yrs fixed80–90% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I3 yrs fixed80–90% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, P&I3 yrs fixed90–95% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I3 yrs fixed90–95% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed≤70% LVR, $50,000–$3,500,0007.74%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed≤70% LVR, $50,000–$3,500,0009.84%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed70–80% LVR, $50,000–$3,500,0007.84%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed70–80% LVR, $50,000–$3,500,0009.94%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed80–90% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed80–90% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, P&I4 yrs fixed90–95% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I4 yrs fixed90–95% LVR, $50,000–$3,500,00010.14%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, P&I5 yrs fixed≤70% LVR, $50,000–$3,500,0007.74%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I5 yrs fixed≤70% LVR, $50,000–$3,500,0009.84%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I5 yrs fixed70–80% LVR, $50,000–$3,500,0007.84%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I5 yrs fixed70–80% LVR, $50,000–$3,500,0009.94%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I5 yrs fixed80–90% LVR, $50,000–$3,500,0007.94%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I5 yrs fixed80–90% LVR, $50,000–$3,500,00010.04%--
FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on applicationOwner occupied, P&I5 yrs fixed90–95% LVR, $50,000–$3,500,0008.04%--
FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I5 yrs fixed90–95% LVR, $50,000–$3,500,00010.14%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only-≤70% LVR, $50,000–$3,500,0006.84%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Investment, Interest only-≤70% LVR, $50,000–$3,500,0008.94%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only-70–80% LVR, $50,000–$3,500,0006.94%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Investment, Interest only-70–80% LVR, $50,000–$3,500,0009.04%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only-80–90% LVR, $50,000–$3,500,0007.04%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only-80–90% LVR, $50,000–$3,500,0009.14%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, Interest only-90–95% LVR, $50,000–$3,500,0007.14%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Investment, Interest only-90–95% LVR, $50,000–$3,500,0009.24%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I-≤70% LVR, $50,000–$3,500,0006.64%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I-≤70% LVR, $50,000–$3,500,0008.74%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I-70–80% LVR, $50,000–$3,500,0006.74%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Investment, P&I-70–80% LVR, $50,000–$3,500,0008.84%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I-80–90% LVR, $50,000–$3,500,0006.84%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Investment, P&I-80–90% LVR, $50,000–$3,500,0008.94%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Investment, P&I-90–95% LVR, $50,000–$3,500,0006.94%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Investment, P&I-90–95% LVR, $50,000–$3,500,0009.04%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only-≤70% LVR, $50,000–$3,500,0006.64%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, Interest only-≤70% LVR, $50,000–$3,500,0008.74%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only-70–80% LVR, $50,000–$3,500,0006.74%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, Interest only-70–80% LVR, $50,000–$3,500,0008.84%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only-80–90% LVR, $50,000–$3,500,0006.84%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, Interest only-80–90% LVR, $50,000–$3,500,0008.94%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, Interest only-90–95% LVR, $50,000–$3,500,0006.94%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, Interest only-90–95% LVR, $50,000–$3,500,0009.04%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I-≤70% LVR, $50,000–$3,500,0006.44%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, P&I-≤70% LVR, $50,000–$3,500,0008.54%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I-70–80% LVR, $50,000–$3,500,0006.54%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, P&I-70–80% LVR, $50,000–$3,500,0008.64%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I-80–90% LVR, $50,000–$3,500,0006.64%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, P&I-80–90% LVR, $50,000–$3,500,0008.74%--
VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application.Owner occupied, P&I-90–95% LVR, $50,000–$3,500,0006.74%--
VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application.Owner occupied, P&I-90–95% LVR, $50,000–$3,500,0008.84%--

Fees

35 fees published, grouped by when they're charged.

  1. When you take it outUp to $39533 fees, each listed below
  2. While you hold itNo fee published
  3. When you close it or pay it off$595Discharge Administration Fee

When you take it out33

  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 80% to 81% for Investment properties

    1.75% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties.

    4.75% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties.

    5.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 81% to 82% for Investment properties

    2.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.

    4.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties.

    1.75% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 82% to 83% for Investment properties

    2.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 89% to 90% for Investment properties

    4.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 84% to 85% for Investment properties

    2.75% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 85% to 86% for Investment properties

    3.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 88% to 89% for Investment properties

    3.75% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 87% to 88% for Investment properties

    3.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 86% to 87% for Investment properties

    3.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties.

    1.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 90% to 91% for Investment properties

    4.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 91% to 92% for Investment properties

    5.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 93% to 94% for Investment properties

    5.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties.

    5.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties.

    4.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties.

    3.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties.

    3.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties.

    3.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties.

    2.75% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties.

    2.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties.

    2.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties.

    2.00% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties.

    1.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 83% to 84% for Investment properties

    2.50% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 92% to 93% for Investment properties

    5.25% of balance
  • Lenders Protection Fee

    This fee is applicable to loans with an LVR from 94% to 95% for Investment properties

    5.75% of balance
  • Loan Settlement Fee

    Applicable when loan purpose is Owner Occupied

    No fee
  • Loan Settlement Fee

    Applicable when loan purpose is Investment

    $395
  • Valuation Fee

    Metro Locations under $1m - Construction Only

    $244.20

When you close it or pay it off1

  • Discharge Administration Fee

    This fee is applicable for Standard Loans

    $595

Other fees1

  • Valuation Fee

    The minimum cost will be covered, any additional expenses incurred due to travel or properties greater than $1m in value may incur a fee

    Varies

Features

Offset accountRedrawExtra repaymentsDigital bankingDigital wallet payments - Google Pay and Apple Pay
  • Cash out
  • Multiple loan splits
  • Pay anyone, BPAY
  • Flexible repayment options

Eligibility and limits

  • Minimum age 18
  • Residency: Customer is either an Australian Citizen or a Permanent Resident of Australia
  • Available to individuals
  • Minimum balance $50,000
  • Customer provide sufficient security in accordance with our lending eligibility criteria
  • Customer needs a guarantor who supports the loan also meets our lending eligibility criteria
  • Customer meets our lending eligibility criteria

Published by AAA Financial Corporation under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.