At a glance
- Fixed
- 1 yr 6.24% · 2 yrs 6.29% · 3 yrs 6.34%
- Max LVR
- 95%
- Annual fee
- $96
- Features
- redraw, extra repayments
§ 01 — Rates · 9
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed1 YEAR FIXED RATE WITH LVR <= 60% | Owner occupied · P&I | 1 yr fixed | ≤60% LVR | 6.24% | 6.39% | Existing cust; Min deposits; New accounts; New customer |
| Fixed1 YEAR FIXED RATE WITH LVR > 60% TO <= 80% | Owner occupied · P&I | 1 yr fixed | 60–80% LVR | 6.24% | 6.39% | Existing cust; Min deposits; New accounts; New customer |
| Fixed1 YEAR FIXED RATE WITH LVR > 80% | Owner occupied · P&I | 1 yr fixed | >80.01% LVR | 6.49% | 6.42% | Existing cust; Min deposits; New accounts; New customer |
| Fixed2 YEAR FIXED RATE WITH LVR <= 60% | Owner occupied · P&I | 2 yrs fixed | ≤60% LVR | 6.29% | 6.40% | Existing cust; Min deposits; New accounts; New customer |
| Fixed2 YEAR FIXED RATE WITH LVR > 60% TO <= 80% | Owner occupied · P&I | 2 yrs fixed | 60–80% LVR | 6.29% | 6.40% | Existing cust; Min deposits; New accounts; New customer |
| Fixed2 YEAR FIXED RATE WITH LVR > 80% | Owner occupied · P&I | 2 yrs fixed | >80.01% LVR | 6.54% | 6.45% | Existing cust; Min deposits; New accounts; New customer |
| Fixed3 YEAR FIXED RATE WITH LVR <= 60% | Owner occupied · P&I | 3 yrs fixed | ≤60% LVR | 6.34% | 6.42% | Existing cust; Min deposits; New accounts; New customer |
| Fixed3 YEAR FIXED RATE WITH LVR > 60% TO <= 80% | Owner occupied · P&I | 3 yrs fixed | 60–80% LVR | 6.34% | 6.42% | Existing cust; Min deposits; New accounts; New customer |
| Fixed3 YEAR FIXED RATE WITH LVR > 80% | Owner occupied · P&I | 3 yrs fixed | >80.01% LVR | 6.59% | 6.50% | Existing cust; Min deposits; New accounts; New customer |
§ 02 — Fees · 19
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Reminder Fee | Event | $5 | — | — |
| Final Notice of Demand | Event | $40 | — | — |
| Loan Refixing Fee | Event | $150 | — | — |
| Loan Renegotiation Fee | Event | $150 | — | — |
| Loan Switching Fee | Event | $150 | — | — |
| Manual Arrears Transfer Fee | Event | $5 | — | — |
| Loan Administration Fee | Periodic | $8 | Every 1 mo | — |
| CU Solicitor Mtg Discharge Fee | Transaction | $380 | — | — |
| Loan Redraw Fee | Transaction | No fee | — | — |
| Loan Redraw Fee | Transaction | $20 | — | — |
| Mortgage Discharge Fee | Transaction | $250 | — | — |
| Loan Estab Fee - Owner Builder | Upfront | $595 | — | — |
| Loan Establishment Fee | Upfront | $595 | — | — |
| PPSR Security Interest Fee | Upfront | $50 | — | — |
| Progress Draw Fee-Construction | Upfront | $95 | — | — |
| Property Search Fee | Upfront | $30 | — | — |
| Real Time Transfer/NPP Fee | Upfront | $20 | — | — |
| Scheduling Fee - Owner Builder | Upfront | $550 | — | — |
| Settlement Disbursement Fee | Upfront | $5 | — | — |
§ 03 — Features
RedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australia
- · Available to individuals
- · Maximum LVR 95%
§ 06 — Run the numbers
Put this product through a calculator
Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.