Dnister Bank
Premier HL Fixed Interest Rate
Our most popular loan product.
Home loansBank updated 14 May 2026
At a glance
- Fixed
- 1 yr 6.29% · 2 yrs 6.19% · 3 yrs 6.39% · 4 yrs 6.44% · 5 yrs 6.59%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 10
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInvestor Rate - 1 year | Investment · P&I | 1 yr fixed | — | 6.34% | 6.84% | — |
| FixedInvestor Rate - 2 years | Investment · P&I | 2 yrs fixed | — | 6.29% | 6.78% | — |
| FixedInvestor Rate - 3 years | Investment · P&I | 3 yrs fixed | — | 6.44% | 6.78% | — |
| FixedInvestor Rate - 4 years | Investment · P&I | 4 yrs fixed | — | 6.64% | 6.83% | — |
| FixedInvestor Rate - 5 years | Investment · P&I | 5 yrs fixed | — | 6.79% | 6.88% | — |
| FixedOwner Occupier Rate - 1 year | Owner occupied · P&I | 1 yr fixed | — | 6.29% | 6.61% | — |
| FixedOwner Occupier Rate - 2 years | Owner occupied · P&I | 2 yrs fixed | — | 6.19% | 6.56% | — |
| FixedOwner Occupier Rate - 3 years | Owner occupied · P&I | 3 yrs fixed | — | 6.39% | 6.59% | — |
| FixedOwner Occupier Rate - 4 years | Owner occupied · P&I | 4 yrs fixed | — | 6.44% | 6.60% | — |
| FixedOwner Occupier Rate - 5 years | Owner occupied · P&I | 5 yrs fixed | — | 6.59% | 6.65% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Redraw Fee | Transaction | No fee | — | — |
| Redraw Fee | Transaction | $10 | — | — |
| Redraw Fee | Transaction | $25 | — | — |
| ASIC Lodgement | Upfront | $50 | — | — |
| Bank Cheque | Upfront | $15 | — | — |
| Bank Production | Upfront | $150 | — | — |
| Company Search | Upfront | $50 | — | — |
| Discharge of Mortgage | Upfront | $200 | — | — |
| Loan Establishment Fee | Upfront | $250 | — | — |
| Title Search | Upfront | $49.50 | — | — |
| Withdrawal of Caveat | Upfront | $100 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsInstant paymentsDigital banking
- · Weekly, fortnightly or monthly repayments options.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Amount $200,000 to no maximum
§ 06 — Run the numbers
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 14 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.