The Finance Algorithm
Central Murray Credit Union Limited logoCentral Murray Credit Union Limited

HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 36 months - Principal and Interest

HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 36 months - Principal and Interest

Home loansBank updated 30 Sept 2026

At a glance

Fixed
3 yrs 7.24%
Max LVR
95%

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 7.24%Every other institution's lowest, 79 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest 3-year fixed home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
3-year fixed home loanOwner occupier, principal & interest, 80% LVR7.24%6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package6.69%of 80 institutions67th lowest of 80, level with one other

Rates

The one rate Central Murray Credit Union Limited publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
FixedComparison Rate calculated on a secured loan of $150,000 over 25 years. A comparison rate schedule is available at all branches. WARNING: This comparison rate applies only to the example given; diffe…Owner occupied, P&I3 yrs fixed-7.24%7.30%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
1 Oct 2026Fixed, Owner occupied, P&I, 3 yrs fixed6.99%7.24%up 0.25

Each change is logged the night it appears in the rates Central Murray Bank publishes. See how every lender answered the RBA on the rate tracker.

Features

None published.

Eligibility and limits

  • Minimum age 18
  • Maximum LVR 95%
  • Minimum balance $500

Published by Central Murray Bank under the Consumer Data Right, last changed by them on 30 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.