Bank of China
Fixed Rate Home Loan (With Principal and Interest Repayment)
Fixed Rate Home Loan (With Principal and Interest Repayment)
Home loansBank updated 22 Sept 2026
At a glance
- Fixed
- 1 yr 6.59% · 2 yrs 6.59% · 3 yrs 6.79% · 4 yrs 6.79% · 5 yrs 6.79%
- Max LVR
- 90%
- Features
- redraw, extra repayments
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed1 Year Fixed Rate | Owner occupied · P&I | 1 yr fixed | — | 6.59% | 8.38% | — |
| Fixed2 Year Fixed Rate | Owner occupied · P&I | 2 yrs fixed | — | 6.59% | 8.20% | — |
| Fixed3 Year Fixed Rate | Owner occupied · P&I | 3 yrs fixed | — | 6.79% | 8.09% | — |
| Fixed4 Year Fixed Rate | Owner occupied · P&I | 4 yrs fixed | — | 6.79% | 7.96% | — |
| Fixed5 Year Fixed Rate | Owner occupied · P&I | 5 yrs fixed | — | 6.79% | 7.85% | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Annual Fee | Periodic | $190 | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Amount $150,000 to no maximum
- · Maximum LVR 90%
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank of China under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.