Woolworths Team Bank
Team Member Home Loan - No Offset
Team Member Home Loan - No Offset
Home loansBank updated 22 July 2026
At a glance
- Variable (owner occ. P&I)
- 5.94% · 6.03% comparison
- Fixed
- 1 yr 5.99%
- Max LVR
- 80%
- Features
- redraw
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed12 months | Owner occupied · P&I | 1 yr fixed | 50–80% LVR | 5.99% | 6.03% | — |
| Variable | Owner occupied · P&I | — | 50–80% LVR | 5.94% | 6.03% | — |
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ARREARS_LETTER_FEE | Transaction | $25 | — | — |
| DEFAULT_NOTICE | Transaction | $35 | — | — |
| FIELD_CALL_FEE | Transaction | No fee | — | At cost |
| MANUAL_REDRAW_FEE | Transaction | $20 | — | — |
| DOCUMENT_PREPARATION_FEE | Upfront | $299 | — | — |
| LOAN_VARIATION_FEE | Upfront | $200 | — | — |
| MORTGAGE_DISCHARGE_FEE | Upfront | $550 | — | — |
| MORTGAGE_SETTLEMENT_FEE | Upfront | $275 | — | — |
| MORTGAGE_SUBSTITUTION_FEE | Upfront | $275 | — | — |
| MORTGAGE_TOP_UP_FEE | Upfront | $275 | — | — |
| PARTIAL_MORTGAGE_DISCHARGE_FEE | Upfront | $275 | — | — |
| GOVT_FEES | Variable | No fee | — | — |
| LEGAL_FEES | Variable | No fee | — | — |
| STAMP_DUTY | Variable | No fee | — | — |
| VALUATION_FEE | Variable | No fee | — | — |
§ 03 — Features
Redraw
§ 04 — Eligibility & limits
- · Minimum age 18
- · Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Woolworths Team Bank under the Consumer Data Right, last changed by them on 22 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.