Bank of China Great Wall International MasterCard Credit Card (Student Card)
The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at any Bank of China retail branches in Australia. You will enjoy up to 55 days of Interest-free period on purchases. The Credit Card also provides you with other features such as Smart Interest Free Instalment Plan and maximum Monthly Usage Limit for additional cardholders.
- Purchase rate
- 19.99%
- Foreign transaction fee
- 2.50%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Purchase19.99% p.a interest on purchase after interest free period | — | — | — | 19.99% | — | purchase rate |
| Purchase21.74% p.a interest on cash advance from transaction date and banlance transfer after transferred period | — | — | — | 21.74% | — | cash advance and balance transfer rate |
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash advance Fee | Cash advance | No fee | — | $3 or 1.5% of the total cash advance amount |
| Card replacement fee | Event | $10 | — | — |
| Copy of statement fee | Event | $5 | — | — |
| Late payment Fee | Late payment | $15 | — | — |
| Failed inter-bank direct debit fee | Payment | $20 | — | — |
| Failed intra-bank direct debit fee | Payment | $10 | — | — |
| Annual Fee | Periodic | $20 | — | — |
| Currency Conversion Fee | Purchase | 2.50% of transaction | — | 2.5% of total transaction amount |
| Fee for Smart Interest Free Instalment Plans | Transaction | 1.35% of transaction | — | 1.35% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | Transaction | 2.60% of transaction | — | 2.6% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | Transaction | 4.25% of transaction | — | 4.25% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | Transaction | 6.25% of transaction | — | 6.25% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | Transaction | 9.95% of transaction | — | 9.95% of total installed amount for 3 months |
| Fee for Smart Interest Free Instalment Plans | Transaction | 14.10% of transaction | — | 14.10% of total installed amount for 3 months |
| Fee on Balance Transfer | Transaction | 2.50% of transaction | — | 2.5% of total transferred amount for 3 months |
| Fee on Balance Transfer | Transaction | 5.00% of transaction | — | 5% of total transferred amount for 6 months |
| Fee on Balance Transfer | Transaction | 9.00% of transaction | — | 9% of total transferred amount for 9 months |
| Fee on Balance Transfer | Transaction | 13.00% of transaction | — | 13% of total transferred amount for 12 months |
- · Amount $500 to no maximum
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Published by Bank of China under the Consumer Data Right, last changed by them on 25 Sept 2024. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.