Defence Bank Limited
Premier Home Loan
The Premier home loan is fuss-free with the flexibility of an offset account - a transaction account that’s linked to your home loan.
Home loansBank updated 20 May 2026
At a glance
- Variable (owner occ. P&I)
- 6.59% · 6.59% comparison
- Max LVR
- 95%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariablePremier home loan | Owner occupied · P&I | — | — | 6.59% | 6.59% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears reminder notice fee (per letter) | Event | $20 | — | Payable each time we send you a reminder notice relating to arrears on a loan |
| Default notice (enforcement notice) | Event | $20 | — | Payable each time we send you a reminder notice relating to a default on a loan |
| Security discharge administration fee | Event | $250 | — | Payable when we process a discharge of a security over real property. |
| Solicitors and other parties actioning requests (may be payable) | Event | No fee | — | These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they m… |
§ 03 — Features
Offset accountRedrawExtra repayments
- · No application fees.
- · No monthly fees.
- · No Annual fees.
- · Australia-based Contact Centre
- · Australian Government 5% Deposit Scheme
§ 04 — Eligibility & limits
- · Available to individuals
- · Maximum LVR 95%
- · 18
- · Individuals must have capacity.
§ 06 — Run the numbers
Put this product through a calculator
Published by Defence Bank under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.