TRANSPORT MUTUAL CREDIT UNION LTD
1 YEAR FIXED RATE LOAN
1 YEAR FIXED RATE LOAN
Home loansBank updated 12 May 2026
At a glance
- Variable (owner occ. P&I)
- 5.89%
- Fixed
- 1 yr 5.99%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · P&I | 1 yr fixed | — | 5.99% | 6.09% | — |
| Variable | Owner occupied · P&I | — | — | 5.89% | — | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| AGENT_SOLICITOR_COLLECTION_COSTS | Cash advance | 100.00% of transaction | — | — |
| DISCHARGE_FEE | Cash advance | 100.00% of transaction | — | — |
| LAND_TITLES_OFFICE_REGISTRATION_FEES | Cash advance | 100.00% of transaction | — | — |
| SETTLEMENT_AGENT_FEES | Cash advance | 100.00% of transaction | — | — |
| SOLICITOR_FEES_FOR_PREPARATION_OF_INTERSTATE_MORTGAGES | Cash advance | Varies | — | — |
| VALUATION_FEE | Cash advance | 100.00% of transaction | — | — |
| ARREARS_FEE-ARREARS_FEE_LETTER_2 | Event | $25 | — | — |
| ARREARS_FEE | Event | $10 | — | — |
| DEFAULT_NOTICE | Transaction | $55 | — | — |
| HOME_LOAN | Upfront | $395 | — | — |
| LEGAL_FEE_MORTGAGE_DOCUMENTS | Upfront | 100.00% of transaction | — | — |
§ 03 — Features
Offset accountRedrawExtra repayments
§ 04 — Eligibility & limits
- · Residency: Must be Austrlian Citizen or Permanent Resident
- · Available to individuals
- · Amount $100,000 to no maximum
§ 06 — Run the numbers
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Published by TMCU under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.