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Chameleon - Executive Home Loan 80

Variable-rate owner-occupied home loan with executive features and lending up to 80% LVR.

Home loansLender updated 3 Oct 2026
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At a glance

Variable (owner occ. P&I)
6.19%6.23% comparison
Max LVR
80%
Features
offset, redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.19%Every other institution's lowest, 101 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Variable home loanOwner occupier, principal & interest, 80% LVR6.19%5.69%AAA Financial Corporation's Portfolio Loan6.36%of 102 institutions17th lowest of 102, level with 7 others

Rates

The one rate Mortgage House publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableVariable owner occupied lending rate. Introductory period is 0 months; no separate introductory rate is exposed.Owner occupied, P&I--6.19%6.23%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable, Owner occupied, P&I5.94%6.19%up 0.25

Each change is logged the night it appears in the rates Mortgage House publishes. See how every lender answered the RBA on the rate tracker.

Fees

6 fees published, grouped by when they're charged.

  1. When you take it outUp to $6002 fees, each listed below
  2. While you hold itVaries2 fees, each listed below
  3. When you close it or pay it off$500Discharge Fee

When you take it out2

  • Application Fee
    $600
  • Settlement Fee
    $499

While you hold it2

  • Annual Facility Fee
    No fee
  • Monthly Fee
    No fee

When particular things happen1

  • Valuation Fee
    No fee

When you close it or pay it off1

  • Discharge Fee
    $500

Features

Offset accountRedrawExtra repaymentsDigital banking
  • Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account.
  • Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes.
  • Loan portability may allow the home loan to be transferred from one property to another without refinancing, subject to approval.

Eligibility and limits

  • Minimum age 18
  • Residency: Australian or New Zealand Citizen or permanent resident residing in Australia.
  • Amount $150,000 to $1,500,000
  • Maximum LVR 80%
  • Full documentation loan. Full documentation is required or available for this product.
  • Purchase permitted where product credit policy criteria are met.
  • Refinance permitted where product credit policy criteria are met.
  • Debt consolidation permitted where product credit policy criteria are met.
  • Equity release permitted where product credit policy criteria are met.
  • Maximum loan term is 30 years.

Published by Mortgage House under the Consumer Data Right, last changed by them on 3 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.