MCCAAmlak Select Package (No Offset)
MCCA's Amlak Variable Package Finance Facility is a no frills facility with a variable rental facility fee, offering flexibility to suit your needs. Borrow up to $3,000,000 (up to 80% LVR), choose principal and profit or profit‑only repayments, The discounted investment rental facility fee is available to customers who have a settled or new owner‑occupied application with MCCA, while the discounted owner‑occupied rental facility fee is available to customers who have a settled or new investment application with MCCA.
At a glance
- Variable (owner occ. P&I)
- 6.34%6.41% comparison
- Max LVR
- 80%
- Features
- redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.34% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions | 43rd lowest of 102, level with 7 others |
Rates
Every rate MCCA publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, Interest only | - | ≤80% LVR | 6.45% | 6.45% | The Owner-Occupied Bundle Rental Facility Fee is available to customers who are applying for an owner-occupied home facility and either already have an investment facility with MCCA or are taking out… |
| Variable | Owner occupied, P&I | - | ≤80% LVR | 6.34% | 6.41% | The Owner-Occupied Bundle Rental Facility Fee is available to customers who are applying for an owner-occupied home facility and either already have an investment facility with MCCA or are taking out… |
Fees
4 fees published, grouped by when they're charged.
- When you take it out$965Application Fee
- While you hold itNo fee published
- When you close it or pay it offUp to $3002 fees, each listed below
When you take it out1
- Application Fee
A one time fee charged at the time of application, comprising of a $755 application fee, and a $210 processing fee.
$965
When particular things happen1
- Valuation Fee
A variable fee charged at cost to assess the value of the property used as security for the finance facility, starting from a minimum amount.
From $221
When you close it or pay it off2
- Discharge Administration Fee
A fee applied when releasing our mortgage to cover administrative processing of the discharge request. Waived if facility runs to term.
$300 - Discharge Documentation Fee
A fee charged for preparing the necessary documentation when the loan is fully repaid and discharged. Waived if facility runs to term.
$250
Features
Eligibility and limits
- Minimum age 18
- Residency: Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.
- Amount $50,000 to $3,000,000
- The Investment Bundle Rental Facility Fee is available to customers who are applying for an investment home facility and either already have an owner-occupied facility with MCCA or are taking out a n…
- The Owner-Occupied Bundle Rental Facility Fee is available to customers who are applying for an owner-occupied home facility and either already have an investment facility with MCCA or are taking out…
- The term of the finance facility cannot exceed 30 years.
- The term of the finance facility must be a minimum of 15 years.
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Published by MCCA under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.