bankWAW
Back to Basics Owner Occupied
Back to Basics Owner Occupied
Home loansBank updated 10 Sept 2026
At a glance
- Variable (owner occ. P&I)
- 5.99% · 6.05% comparison
- Max LVR
- 80%
- Features
- redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Introductory | Owner occupied · P&I | 2 yrs intro | 1–60% LVR | 5.79% | 6.01% | — |
| Variable | Owner occupied · P&I | — | 1–80% LVR | 5.99% | 6.05% | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LOAN_LEGAL_FEES,_VALUATIONS,_SURVEYS,_AND_SETTLEMENT_FEES | Cash advance | No fee | — | — |
| LOAN_VALUATION_FEE | Cash advance | No fee | — | — |
| HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS | Event | $600 | — | — |
| HOME_LOAN_TOP_UP_FEE_____EXISTING_LOAN | Event | $300 | — | — |
| LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT | Event | $250 | — | Plus out of pocket expenses |
| LOAN_VARIATION_FEE | Event | $600 | — | — |
| LOAN_REDRAW_FACILITY_FEE_ONLINE | Transaction | $10 | — | — |
| LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER | Transaction | $20 | — | — |
| LOAN_SUBSTITUTION_OF_PROPERTY_MORTGAGE_FEE | Upfront | $300 | — | — |
§ 03 — Features
RedrawExtra repayments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $45,000 to $3,500,000
§ 06 — Run the numbers
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Published by bankWAW under the Consumer Data Right, last changed by them on 10 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.