Dnister Bank
Simple Home Loan
Enjoy your new home with our Simple Home Loan
Home loansBank updated 23 Sept 2026
At a glance
- Variable (owner occ. P&I)
- 6.29% · 6.68% comparison
- Annual fee
- $395
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFinance especially for first home buyers. | Owner occupied · P&I | — | — | 6.29% | 6.68% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Annual Home Loan Fee | Periodic | $395 | Every 1 yr | The discount is only available during an introductory period |
| Redraw Fee | Transaction | No fee | — | — |
| Discharge of Mortgage | Upfront | $200 | — | — |
| Loan Establishment Fee | Upfront | $250 | — | — |
§ 03 — Features
Extra repaymentsInstant paymentsDigital banking
- · Weekly, fortnightly or monthly repayments options.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Amount $200,000 to no maximum
§ 06 — Run the numbers
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.