Dnister BankSimple Home Loan
Enjoy your new home with our Simple Home Loan
At a glance
- Variable (owner occ. P&I)
- 6.54%6.93% comparison
- Annual fee
- $395
- Features
- extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.54% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 70th lowest of 104, level with 4 others |
Rates
The one rate Dnister Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFinance especially for first home buyers. | Owner occupied, P&I | - | - | 6.54% | 6.93% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Variable, Owner occupied, P&I | 6.29% | 6.54% | up 0.25 |
Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
- When you take it outUp to $2502 fees, each listed below
- While you hold it$395 a yearAnnual Home Loan Fee
- When you close it or pay it offNo fee published
When you take it out2
- Discharge of Mortgage$200
- Loan Establishment Fee$250
While you hold it1
- Annual Home Loan Fee
The discount is only available during an introductory period
$395 a year
When you make a transaction1
- Redraw FeeNo fee
Features
- Weekly, fortnightly or monthly repayments options.
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident
- Amount from $200,000, no maximum
Compare it with others
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.