At a glance
- Variable (owner occ. P&I)
- 6.13%6.13% comparison
- Max LVR
- 80%
- Features
- redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.23% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions | 26th lowest of 102 |
Rates
Every rate Homestar Finance publishes for this home loan, 4 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤70%6.13%
- 70–80%6.23%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 6.33% | 6.33% | - |
| Variable | Owner occupied, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 6.43% | 6.43% | - |
| Variable | Owner occupied, P&I | - | ≤70% LVR, $50,000–$3,500,000 | 6.13% | 6.13% | - |
| Variable | Owner occupied, P&I | - | 70–80% LVR, $50,000–$3,500,000 | 6.23% | 6.23% | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it outUp to $244.202 fees, each listed below
- While you hold itNo fee published
- When you close it or pay it off$595Discharge Administration Fee
When you take it out2
- Valuation Fee
The minimum cost will be covered, any additional expenses incurred due to travel or properties greater than $1m in value may incur a fee
$0 to $0 - Valuation Fee
Metro Locations under $1m - Construction Only
$244.20
When particular things happen2
- Loan Account Variation Fee
This fee is applicable for Standard Loans
$150 - Loan Facility Variation Fee
This fee is applicable for Standard Loans
$300
When you close it or pay it off1
- Discharge Administration Fee
This fee is applicable for Standard Loans
$595
Features
- Cash out
- Multiple loan splits
- Pay anyone, BPAY
Eligibility and limits
- Minimum age 18
- Residency: Customer is either an Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Maximum LVR 80%
- Minimum balance $50,000
- Customer provide sufficient security in accordance with our lending eligibility criteria
- Customer needs a guarantor who supports the loan also meets our lending eligibility criteria
- Customer meets our lending eligibility criteria
- Maximum Loan Term: 360 months
Compare it with others
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Published by Homestar Finance Pty Ltd under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.