Defence Bank LimitedDHOAS Premier Low Rate
The Premier low rate home loan is a fuss-free approach to being handed the keys of your new home.
At a glance
- Variable (owner occ. P&I)
- 6.44%6.44% comparison
- Max LVR
- 95%
- Features
- redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.44% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 60th lowest of 104, level with 5 others |
Rates
Every rate Defence Bank Limited publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableDHOAS Premier Low Rate home loan ≤70.00% LVR | Owner occupied, P&I | - | - | 6.44% | 6.44% | - |
| VariableDHOAS Premier Low Rate home loan ≥70.01% LVR | Owner occupied, P&I | - | - | 6.69% | 6.69% | - |
Fees
4 fees published, grouped by when they're charged.
When particular things happen4
- Arrears reminder notice fee (per letter)
Payable each time we send you a reminder notice relating to arrears on a loan
$20 - Default notice (enforcement notice)
Payable each time we send you a reminder notice relating to a default on a loan
$20 - Security discharge administration fee
Payable when we process a discharge of a security over real property.
$250 - Solicitors and other parties actioning requests (may be payable)
These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they m…
No fee
Features
- No application fees.
- No monthly fees.
- No Annual fees.
- DHOAS home loan compatible.
- Australia-based Contact Centre
- Home Loan Consultants
- Australian Government 5% Deposit Scheme
Eligibility and limits
- Residency: Australian residents only.
- Employment: To be eligible, you must meet Defence Home Ownership Assistance Scheme eligibility criteria. .
- Maximum LVR 95%
- 18
- Individuals must have capacity.
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Published by Defence Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.