Defence Bank Limited
DHOAS Premier Low Rate
The Premier low rate home loan is a fuss-free approach to being handed the keys of your new home.
Home loansBank updated 20 May 2026
At a glance
- Variable (owner occ. P&I)
- 6.19% · 6.19% comparison
- Max LVR
- 95%
- Features
- redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableDHOAS Premier Low Rate home loan ≤70.00% LVR | Owner occupied · P&I | — | — | 6.19% | 6.19% | — |
| VariableDHOAS Premier Low Rate home loan ≥70.01% LVR | Owner occupied · P&I | — | — | 6.44% | 6.44% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears reminder notice fee (per letter) | Event | $20 | — | Payable each time we send you a reminder notice relating to arrears on a loan |
| Default notice (enforcement notice) | Event | $20 | — | Payable each time we send you a reminder notice relating to a default on a loan |
| Security discharge administration fee | Event | $250 | — | Payable when we process a discharge of a security over real property. |
| Solicitors and other parties actioning requests (may be payable) | Event | No fee | — | These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they m… |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · No application fees.
- · No monthly fees.
- · No Annual fees.
- · DHOAS home loan compatible.
- · Australia-based Contact Centre
- · Home Loan Consultants
- · Australian Government 5% Deposit Scheme
§ 04 — Eligibility & limits
- · Residency: Australian residents only.
- · Employment: To be eligible, you must meet Defence Home Ownership Assistance Scheme eligibility criteria. .
- · Maximum LVR 95%
- · 18
- · Individuals must have capacity.
§ 06 — Run the numbers
Put this product through a calculator
Published by Defence Bank under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.