At a glance
- Variable (owner occ. P&I)
- 6.45% · 6.84% comparison
- Annual fee
- $395
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Introductory2 years introductory, loans over $200,000. | Owner occupied · P&I | 2 yrs intro | — | 5.99% | 6.75% | — |
| Variable | Owner occupied · P&I | — | — | 6.45% | 6.84% | — |
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Split Fee | Event | $300 | — | — |
| Annual Fee Intro Var HL Pkg | Periodic | $395 | Every 1 yr | The discount is only available during an introductory period |
| Redraw Fee | Transaction | No fee | — | — |
| Redraw Fee | Transaction | $10 | — | — |
| Redraw Fee | Transaction | $25 | — | — |
| ASIC Lodgement | Upfront | $50 | — | — |
| Bank Cheque | Upfront | $15 | — | — |
| Bank Production | Upfront | $150 | — | — |
| Company Search | Upfront | $50 | — | — |
| Discharge of Mortgage | Upfront | $200 | — | — |
| Loan Establishment Fee | Upfront | $250 | — | — |
| Title Search | Upfront | $49.50 | — | — |
| Withdrawal of Caveat | Upfront | $100 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Amount $200,000 to no maximum
§ 06 — Run the numbers
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.