Classic Car Loan - New Vehicle

Includes cars, boats, caravans and motorbikes

Personal loansBank updated 15 Apr 2026

Apply at Central West CUL ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Variable: 7.60%7.82% comparison
Upfront fee: $150

How it compares

This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 6.99%

6%7%8%9%10%to 15%

This personal loan: 7.60%Every other institution's lowest, 41 in all

Lowest advertised rate, fixed or variable. One dot per institution, at its lowest car loan rate from a bank or lender anyone can apply for; hover or tap a dot for its name.

Rate	This personal loan	Best anywhere	Typical institution	Where it sits
Car loan from a bank or lenderLowest advertised rate, fixed or variable	7.60%	5.74%Westpac's Car Loan	6.99%of 42 institutions	30th lowest of 42

Rates

The one rate Central West Credit Union Ltd publishes for this personal loan.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	P&I	-	-	7.60%	7.82%	-

Fees

2 fees published, grouped by when they're charged.

When you take it out2

PERSONAL_LOAN_ESTABLISHMENT_FEE
On establishment of loan
$150
PPSR_FEE
On establishment of loan
$8

Features

Digital banking

Maximum Term 7 years

Eligibility and limits

Minimum age 18
Residency: Australian Resident only
Minimum balance $1
Loan must be secured by a new vehicle

Compare it with others

All personal loans Other Central West CUL personal loans Everything Central West CUL publishes

Put this product through a calculator

Published by Central West CUL under the Consumer Data Right, last changed by them on 15 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.