Qudos Bank
Car Loan
Shopping for a used car or motorcycle less than 5 years old? Enjoy a great rate. If you’re buying a new or used fully electric vehicle (EV), we’ll also waive the establishment fee.
Personal loansBank updated 27 Feb 2026
At a glance
- Variable
- 7.29% · 7.50% comparison
- Loan size
- $10,000 to $150,000
- Upfront fee
- $150
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | — | 7.29% | 7.50% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Repayment Fee | Exit | No fee | — | — |
| Account Keeping Fee | Periodic | No fee | Every 1 yr | — |
| Monthly Fee | Periodic | No fee | Every 1 mo | — |
| Establishment Fee | Upfront | $150 | — | Car Loan Establishment Fee waiver |
§ 03 — Features
- · Repayment options of weekly, fortnightly, or monthly
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Customers who are Permanent Resident or Citizens may apply for the product
- · Employment: Full time, Part Time, Casual, Self Employed
- · Available to individuals
- · Amount $10,000 to $150,000
- · Lending for new vehicles (including ex-demonstrators with fewer than 1,000 km) is limited to Electric Vehicles (EVs). An EV is defined as a vehicle without an internal combustion engine (ICE).
- · Vehicle must be less than 5 years old
- · Electric vehicles or used vehicles only
§ 06 — Run the numbers
Put this product through a calculator
Published by Qudos Bank under the Consumer Data Right, last changed by them on 27 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.