Car Loan
Tailored rates available for cars, motorbikes, caravans and boats that are less than 5 years old.
At a glance
- Fixed
- 6.35%7.27% comparison
- Loan size
- $4,000 to $200,000
- Monthly fee
- $10
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 6.35% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 11th lowest of 42 |
Rates
The one rate AMB Bank Product publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 mo fixed | - | 6.35% | 7.27% | - |
Fees
11 fees published, grouped by when they're charged.
While you hold it2
- Loan service fee - Personal, Green & Car Loans$10 a month
- Paper statement fee (per statement)$2 a month
When particular things happen9
- Archive retrieval fee
Per hour fee apply plus any expenses incurred
From $50 - Arrears notice fee
2nd and subsequent reminders by letter or phone
$20 - Audit Certificate Fee
Per audit certificate requested
$50 - Copies of statements (over 12 months) at branch or posted
per page
$5 - Copies of statements (up to 12 months) at branch$2.50
- Copies of statements (up to 12 months) posted
per page
$1 - Default notice fee
Payable when a notice is issued regarding a default under the contract
$30 - Personal Property security admin fee$30
- Processing and switch fee - Personal and Car LoansFrom $150
Features
- The ability to make extra repayments or pay off your loan early without penalty
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Available to individuals
- Amount $4,000 to $200,000
Compare it with others
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.