The Finance Algorithm
AMB Bank Product

Car Loan

Tailored rates available for cars, motorbikes, caravans and boats that are less than 5 years old.

Personal loansBank updated 24 Aug 2026
At a glance
Fixed
6.35% · 7.27% comparison
Loan size
$4,000 to $200,000
Monthly fee
$12
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedP&I7 mo fixed6.35%7.27%
§ 02 — Fees · 11
FeeTypeAmountWhenNotes
Archive retrieval feeEvent$50Per hour fee apply plus any expenses incurred
Arrears notice feeEvent$202nd and subsequent reminders by letter or phone
Audit Certificate FeeEvent$50Per audit certificate requested
Copies of statements (over 12 months) at branch or postedEvent$5per page
Copies of statements (up to 12 months) at branchEvent$2.50
Copies of statements (up to 12 months) postedEvent$1per page
Default notice feeEvent$30Payable when a notice is issued regarding a default under the contract
Personal Property security admin feeEvent$30
Processing and switch fee - Personal and Car LoansEvent$150
Loan service fee - Personal, Green & Car LoansPeriodic$10Every 1 mo
Paper statement fee (per statement)Periodic$2Every 1 mo
§ 03 — Features
  • · The ability to make extra repayments or pay off your loan early without penalty
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Individuals must be citizens or permanent residents of Australia.
  • · Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
  • · Available to individuals
  • · Amount $4,000 to $200,000

Published by Australian Military Bank under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.