The Finance Algorithm
At a glance
Variable
7.04% · 7.25% comparison
Loan size
$3,000 to $75,000
Upfront fee
$149
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableCar Loan - New Vehicle (up to 12mths)P&I7.04%7.25%
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Establishment FeeUpfront$149Payable at settlement per loan
§ 03 — Features
RedrawDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Amount $3,000 to $75,000
  • · Maximum LVR 120%

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.