At a glance
- Variable
- 7.04%7.25% comparison
- Loan size
- $3,000 to $75,000
- Upfront fee
- $149
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 7.04% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 23rd lowest of 42, level with one other |
Rates
The one rate Gateway Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCar Loan - New Vehicle (up to 12mths) | P&I | - | - | 7.04% | 7.25% | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- Establishment Fee
Payable at settlement per loan
$149
Features
RedrawDigital bankingUnlimited transactions
Eligibility and limits
- Minimum age 18
- Amount $3,000 to $75,000
- Maximum LVR 120%
Compare it with others
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.