The Finance Algorithm
At a glance
Fixed
6.49% · 6.90% comparison
Upfront fee
$195
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Fixed50% LVRP&I7 yrs fixed6.49%6.90%
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
PERSONAL_PROPERTY_SECURITY_REGISTER_FEEPayment$8Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over)
PERSONAL_CREDIT_&_OVERDRAFT_PACKAGE_FEEUpfront$195is charged for establishing all personal loans with the exception of Personal Loan Line of Credit Whole of pay to PCU Visa Credit Card General Insurance 10 years PCU membership Savings / Investments held with PCU for 3mths or over Former <18yr old Members
§ 03 — Features
RedrawInstant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Minimum balance $40,000

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.