The Finance Algorithm
At a glance
Variable
8.50% · 8.93% comparison
Loan size
$10,000 to no maximum
Upfront fee
$375
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
VariableVEHICLE 2YO OR LESSP&I$10,000+8.50%8.93%Existing cust; Min deposits; New accounts; New customer
VariableVEHICLE >2YO UP TO 4YOP&I$10,000+9.50%9.93%Existing cust; Min deposits; New accounts; New customer
VariableVEHICLE OVER 4YO UP TO 7YOP&I$10,000+10.50%10.94%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 10
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Loan Renegotiation FeeEvent$150
Manual Arrears Transfer FeeEvent$5
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Personal Ln Establishment FeeUpfront$300
PPSR Security Interest FeeUpfront$50
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
RedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Amount $10,000 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 24 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.