At a glance
- Variable
- 8.75%9.33% comparison
- Loan size
- $10,000 to no maximum
- Upfront fee
- $300
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 8.75% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 37th lowest of 42 |
Rates
Every rate Coastline publishes for this personal loan, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableVEHICLE 2YO OR LESS | P&I | - | $10,000+ | 8.75% | 9.33% | Existing cust; Min deposits; New accounts; New customer |
| VariableVEHICLE >2YO UP TO 4YO | P&I | - | $10,000+ | 9.75% | 10.34% | Existing cust; Min deposits; New accounts; New customer |
| VariableVEHICLE OVER 4YO UP TO 7YO | P&I | - | $20,000+ | 10.75% | 11.34% | Existing cust; Min deposits; New accounts; New customer |
Fees
10 fees published, grouped by when they're charged.
When you take it out4
- Personal Ln Establishment Fee$300
- PPSR Security Interest Fee$50
- Real Time Transfer/NPP Fee$20
- Settlement Disbursement Fee$5
When you make a transaction2
- Loan Redraw FeeNo fee
- Loan Redraw Fee$20
When particular things happen4
- Arrears Reminder Fee$5
- Final Notice of Demand$40
- Loan Renegotiation Fee$150
- Manual Arrears Transfer Fee$5
Features
RedrawExtra repaymentsInstant paymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- Amount from $10,000, no maximum
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.