The Finance Algorithm
Regional Australia Bank

Accelerator Car Loan

Get into your new wheels faster and easier - with a great interest rate and no hidden costs!

Personal loansBank updated 8 Sept 2026
At a glance
Variable
6.74% · 7.05% comparison
Loan size
$10,000 to no maximum
Upfront fee
$195
Monthly fee
$0
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
VariableInterest is per annum (p.a.). Available for vehicles aged under 5 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is…P&I6.74%7.05%
VariableInterest is per annum (p.a.). Available for vehicles aged 5-10 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is tr…P&I11.74%12.07%
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
PPSR check feeEvent$26Applies when a PPSR check is required.
Monthly Service FeePeriodicNo feeEvery 1 mo
Approval FeeUpfront$195Applied on approval of your Personal or Car loan, prior to the initial drawdown.
§ 03 — Features
RedrawDigital banking
  • · Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
  • · Ability to make extra payments or repay the loan in full early at no cost.
  • · No Monthly Service Fees
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian Residents
  • · Employment: Ongoing Employment
  • · Amount $10,000 to no maximum
  • · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
  • · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
  • · Available for cars, motorbikes, caravans, boats and trailers up to 10 years old.

Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 8 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.