Regional Australia BankAccelerator Car Loan
Get into your new wheels faster and easier - with a great interest rate and no hidden costs!
At a glance
- Variable
- 6.99%7.30% comparison
- Loan size
- $10,000 to no maximum
- Upfront fee
- $195
- Monthly fee
- $0
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 6.99% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 20th lowest of 42, level with 2 others |
Rates
Every rate Regional Australia Bank publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is per annum (p.a.). Available for vehicles aged under 5 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is… | P&I | - | - | 6.99% | 7.30% | - |
| VariableInterest is per annum (p.a.). Available for vehicles aged 5-10 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is tr… | P&I | - | - | 11.99% | 12.32% | - |
Fees
3 fees published, grouped by when they're charged.
- When you take it out$195Approval Fee
- While you hold itNo feeMonthly Service Fee
- When you close it or pay it offNo fee published
When you take it out1
- Approval Fee
Applied on approval of your Personal or Car loan, prior to the initial drawdown.
$195
While you hold it1
- Monthly Service FeeNo fee
When particular things happen1
- PPSR check fee
Applies when a PPSR check is required.
$26
Features
- Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
- Ability to make extra payments or repay the loan in full early at no cost.
- No Monthly Service Fees
Eligibility and limits
- Minimum age 18
- Residency: Australian Residents
- Employment: Ongoing Employment
- Amount from $10,000, no maximum
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- Available for cars, motorbikes, caravans, boats and trailers up to 10 years old.
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 23 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.