IMB Bank
New Car Loan
For New and Used Cars up to 4 years old. With great rates and no penalty for early payout, the IMB New Car Loan could have you cruising in the car of your dreams sooner than you thought. No monthly fees, flexible terms of 1 - 7 years, borrow up to $125,000.
Personal loansBank updated 22 Sept 2026
At a glance
- Fixed
- 6.24% · 6.59% comparison
- Loan size
- $2,000 to $125,000
- Upfront fee
- $274.78
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThis comparison rate is based on a loan amount of $30,000 and a term of 5 years. | P&I | — | — | 6.24% | 6.59% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Loan Application Fee | Upfront | $250 | — | — |
| Personal Property Securities Register fee | Upfront | $24.78 | — | Payable to IMB for the initial PPSR enquiry and the registration of the encumbrance of the PPS files. |
§ 03 — Features
Extra repaymentsDigital bankingFraud protection
- · Direct Credit is available on this account type.
- · Receive Electronic Funds Transfers (EFT) to this account type.
- · IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- · IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
- · Receive only
- · IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Borrowers must be Australian Citizens or permanent residents.
- · Available to individuals
- · Amount $2,000 to $125,000
- · Lending Criteria apply
- · New Car Loans must be secured with a vehicle that is new or up to 4 years old.
§ 06 — Run the numbers
Put this product through a calculator
Published by IMB Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.