UniBank
Fixed Rate Car Loan
With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.
Personal loansBank updated 13 July 2026
At a glance
- Fixed
- 6.19% · 6.40% comparison
- Loan size
- $10,000 to $80,000
- Upfront fee
- $150
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 3 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
| Fixed | P&I | 4 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
| Fixed | P&I | 5 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
| Fixed | P&I | 6 yrs fixed | $10,000–$100,000 | 6.19% | 6.40% | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| APPLICATION_FEE | Upfront | $150 | — | This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver |
§ 03 — Features
Digital banking
- · No ongoing fees
- · Choose weekly, fortnightly or monthly repayments
- · A competitive fixed interest rate
- · Loan can be used to buy towable caravans, boats, motor cycles or classic cars
- · Accessories like a car navigation system, alarm and your car insurance can be added to the loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Available to individuals
- · Amount $10,000 to $80,000
- · You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders…
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 06 — Run the numbers
Put this product through a calculator
Published by UniBank under the Consumer Data Right, last changed by them on 13 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.