Queensland Country Bank
Personal Loan-Secured New Car
Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 3 years old. Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees.
Personal loansBank updated 23 Sept 2026
At a glance
- Variable
- 5.99% · 6.63% comparison
- Upfront fee
- $150
- Monthly fee
- $5
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNew Car Loan Special available for a limited time only. Available for the purchase of a new or demo vehicle. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthl… | P&I | — | — | 5.99% | 6.63% | — |
| VariableNew Car Loan Special available for a limited time only. Available for the purchase of a car up to 3 years old. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on mont… | P&I | — | — | 7.49% | 8.13% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| Arrears Letter Fee - Second Arrears Letter | Event | $40 | — | — |
| In Branch Redraw Fee | Event | $8 | — | — |
| Online Redraw Fee | Event | No fee | — | — |
| Document Fee | Other | Varies | — | Document fees may apply |
| Other Credit Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Loan Maintenance Fee | Periodic | $5 | Every 1 mo | Ultimate Home Loan Package |
| Personal Establishment Fee | Upfront | $150 | — | Ultimate Home Loan Package |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · No deposit required.
- · Loan Terms up to 7 years.
- · Conditional pre-approval available.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia.
- · Available to individuals
- · New Car Loan Special Offer available for a limited time for the purchase of a new or demo vehicle.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.