Queensland Country BankPersonal Loan-Secured New Car
Our Canstar award winning new car loan allows you to purchase any new, demonstration or used car up to 5 years old. Our new car loan offers flexible loan terms and the ability to make additional repayments with no early repayment fees.
At a glance
- Variable
- 6.24%6.88% comparison
- Upfront fee
- $150
- Monthly fee
- $5
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 6.24% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 6th lowest of 42, level with 2 others |
Rates
Every rate Queensland Country Bank publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNew Car Loan Special available for a limited time only. Available for the purchase of a new or demo vehicle. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthl… | P&I | - | - | 6.24% | 6.88% | - |
| VariableAvailable for the purchase of a car up to 5 years old. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | P&I | - | - | 7.74% | 8.38% | - |
Fees
8 fees published, grouped by when they're charged.
- When you take it out$150Personal Establishment Fee
- While you hold it$5 a monthLoan Maintenance Fee
- When you close it or pay it offNo fee published
When you take it out1
- Personal Establishment Fee
Ultimate Home Loan Package
$150
While you hold it1
- Loan Maintenance Fee
Ultimate Home Loan Package
$5 a month
When particular things happen4
- Arrears Letter Fee - Default Notice prior to Enforcement$70
- Arrears Letter Fee - Second Arrears Letter$40
- In Branch Redraw Fee$8
- Online Redraw FeeNo fee
Other fees2
- Document Fee
Document fees may apply
Varies - Other Credit Fees
Refer to our Fees and Charges brochure for information on other fees and charges which may apply.
Varies
Features
- No deposit required.
- Loan Terms up to 7 years.
- Conditional pre-approval available.
Eligibility and limits
- Minimum age 18
- Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia.
- Available to individuals
- New Car Loan Special Offer available for a limited time for the purchase of a new or demo vehicle.
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.