Horizon BankFixed Personal Car Loan
Make life happen with our New and Used Car Loan. Take advantage of a great fixed rate, plus flexible loan features designed to get you on the road sooner
At a glance
- Fixed
- 8.24%8.46% comparison
- Upfront fee
- $150
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 8.24% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 35th lowest of 42 |
Rates
The one rate Horizon Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThe comparison rate is calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Differ… | P&I | 5 yrs fixed | - | 8.24% | 8.46% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Fixed, P&I, 5 yrs fixed | 6.99% | 8.24% | up 1.25 |
| 13 Oct 2026 | Fixed, P&I, 5 yrs fixed | 6.74% | 6.99% | up 0.25 |
Each change is logged the night it appears in the rates Horizon Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When you take it out1
- 150_ESTABLISHMENT_FEE$150
Features
Eligibility and limits
- Available to individuals
- Maximum LVR 100%
- Minimum balance $1,000
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Published by Horizon Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.